1845 N Mill Ave, Bartow, FL 33830 Property Records

Polk County property record for 1845 N Mill Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,073 sqft · built 1990
Lot Size	0.219 acres (9,557 sqft)
Owner	2 Individual Names on File
Last Sale	$359,900 (Jun 2023)
Tax Bill	$3,867 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-31-362490-002080`

Property Details

APN / Parcel Number

Primary APN	`25-29-31-362490-002080`
Alternative APNs	`312925362490002080` `12925000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,073 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,373 sqft
Upper Floors Area	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	9,557 sqft (0.219 acres)
Lot Dimensions	128 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Screened/Unfinished Porch
Porch Area	578 sqft
Utility Building	126 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1845 N MILL AVE
City	BARTOW
State	FL
Zip	33830-9267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	DUKE WHITMAN SUB PB 34 PG 7 BLK B LOT 8
Legal Range	25E
Legal Township	29S
Legal Section	31
Legal Subdivision	DUKE WHITMAN SUBDIVISION
Legal Tract	362490
Legal Block	B
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1057
Census Tract	14803

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1845 N MILL AVE, BARTOW, FL 33830-9267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE FIRM
Aug 29, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
May 31, 2018	Warranty Deed, Transfer GOLDEN RULE TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	2023144472
Deed Book / Page	12735 / 964
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 20, 2023
Property Address	1845 N MILL AVE, BARTOW, FL 33830-9267
Document Number	0000144472
Book / Page	12735 / 964
Map Reference	MB 34 PG 7
Instrument Date	Jun 16, 2023
Instrument	2023144472
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 E BROADWAY ST, FORT MEADE, FL 33841-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1845 N MILL AVE, BARTOW, FL 33830-9267
Investor	Possibly a Property Investor

Mortgage

Document Number	0012735966
Date	Jun 20, 2023
Instrument	12735/966

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1845 N MILL AVE, BARTOW, FL 33830-9267
Document Number	0113541095
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1845 N MILL AVE BARTOW FL 338309267, BARTOW, FL 33830-9267

Mortgage

Document Number	0113541095
Date	Aug 28, 2020
Book Page	011354/001095
Instrument	177920

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 29, 2018
Property Address	1845 N MILL AVE, BARTOW, FL 33830-9267
Document Number	0105960626
Book / Page	010596 / 000626
Instrument Date	Aug 24, 2018
Instrument	184187
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	INSURED R/E TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,493.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1645 N MILL AVE BARTOW FL 33830, BARTOW, FL 33830

Mortgage

Document Number	105960627
Date	Aug 29, 2018
Book Page	010596/000627
Instrument	184188

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 31, 2018
Property Address	1845 N MILL AVE, BARTOW, FL 33830-9267
Document Number	0105010535
Book / Page	010501 / 000535
Instrument Date	May 23, 2018
Instrument	115779
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,867.00 (+110.62%) Homeowner's exemption	$339,326 (+136.45%)	$342,018 (+7.99%) Land $16,000 Building $326,018
2023	$1,836.00 (+3.85%)	$143,511 (+3%)	$316,724 (+8.99%) Land $15,500 Building $301,224
2022	$1,768.00 Homeowner's exemption	$139,331	$290,602 Land $9,469 Building $281,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum.

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