1845 N Jay St, Griffith, IN 46319 Property Records

Lake County property record for 1845 N Jay St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1942
Lot Size	0.464 acres (20,255 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Dec 2025)
Tax Bill	$2,095 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-15-26-0178-0013`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0178-0013`
Alternative APNs	`45-07-23-454-001.000-006` `152601780013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Basement Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1980
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,255 sqft (0.464 acres)
Lot Dimensions	193 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-15-26-0178-0013
Old Parcel Number	152601780013
Street Address	1845 N JAY ST
City	GRIFFITH
State	IN
Zip	46319-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAPPY HOMES ADDITION L.13
Legal Subdivision	HAPPY HOMES ADDITION
Legal Lot Number	13
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1010
Census Tract	41001

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1845 N JAY ST, GRIFFITH, IN 46319-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Dec 3, 2025	Personal Representative Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Deed Document Number	2025-546715
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1845 N JAY ST, GRIFFITH, IN 46319-1119
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046717
Date	Dec 3, 2025
Instrument	2025-546717

Lender

Name	US BANK NA
Type	Bank
Address	KIMBALL, MN 55353

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	Dec 3, 2025
Property Address	1845 N JAY ST, GRIFFITH, IN 46319-1119
Document Number	0000046715
Map Reference	MB 24 PG 82
Instrument Date	Nov 26, 2025
Instrument	2025-546715
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 N JAY ST, GRIFFITH, IN 46319-1119

Mortgage

Document Number	0000046716
Date	Dec 3, 2025
Instrument	2025-546716

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,300 (+8.09%) Land $63,500 Building $132,800	$196,300 (+8.09%) Land $63,500 Building $132,800
2024	$2,095.00 (+6.02%)	$181,600 (+1.91%) Land $63,500 Building $118,100	$181,600 (+1.91%) Land $63,500 Building $118,100
2023		$178,200 (+3.3%) Land $63,500 Building $114,700	$178,200 (+3.3%) Land $63,500 Building $114,700
2022	$1,976.00	$172,500 Land $63,500 Building $109,000	$172,500 Land $63,500 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on N Jay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures