1845 Monica Dr, Clearwater, FL 33763 Property Records

Pinellas County property record for 1845 Monica Dr, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1978
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2021)
Tax Bill	$6,524 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-8475-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-8475-1`
Alternative APNs	`01-29-15-58464-000-1180` `291501584640001180` `152901584640001180` `R2951`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,655 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	216 sqft
Deck Area	216 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2951
Street Address	1845 MONICA DR
City	CLEARWATER
State	FL
Zip	33763-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTCLAIR LAKE ESTATES LOT 118
Legal Range	15E
Legal Township	29S
Legal Section	1
Legal Subdivision	MONTCLAIR LAKE ESTATES
Legal Tract	58464
Legal Lot Number	118
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1007
Census Tract	26705

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1845 MONICA DR, CLEARWATER, FL 33763-4129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional with PMI AGORA LNDG
Jul 25, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 22, 2017	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	2021110147
Deed Book / Page	21470 / 679
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 5, 2021
Property Address	1845 MONICA DR, CLEARWATER, FL 33763-4129
Document Number	0214700679
Book / Page	21470 / 679
Map Reference	MB 53 PG 10
Instrument Date	Mar 29, 2021
Instrument	2021110147
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TOTAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5621 MAUNA LOA BLVD UNIT 204, 5621, SARASOTA, FL 34240-7045

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1845 MONICA DR, CLEARWATER, FL 33763-4129

Mortgage

Document Number	0021470681
Date	Apr 5, 2021
Instrument	21470/681

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1845 MONICA DR, CLEARWATER, FL 33763-4129
Document Number	0207591991
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1845 MONICA DR CLEARWATER FL 337634129, CLEARWATER, FL 33763-4129

Mortgage

Document Number	0207591991
Date	Nov 5, 2019
Book Page	020759/001991
Instrument	356368

Lender

Name	AGORA LNDG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2034

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 25, 2018
Property Address	1845 MONICA DR, CLEARWATER, FL 33763-4129
Document Number	0201411905
Book / Page	020141 / 001905
Instrument Date	Jul 20, 2018
Instrument	236718
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1845 MONICA DR CLEARWATER FL 337634129, CLEARWATER, FL 33763-4129

Mortgage

Document Number	201411907
Date	Jul 25, 2018
Book Page	020141/001907
Instrument	236719

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 26, 2017
Property Address	1845 MONICA DR, CLEARWATER, FL 33763-4129
Document Number	0197162550
Book / Page	019716 / 002550
Instrument Date	Jul 20, 2017
Instrument	230994
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7645 NORCANYON WAY SAN DIEGO CA 921261159, SAN DIEGO, CA 92126-1159

Mortgage

Document Number	197162552
Date	Jul 26, 2017
Book Page	019716/002552
Instrument	230995

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1845 MONICA DR, CLEARWATER, FL 33763-4129
Document Number	0196110622
Book / Page	019611 / 000622
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1845 MONICA DR CLEARWATER FL 337634129, CLEARWATER, FL 33763-4129

Mortgage

Document Number	0196110622
Date	May 1, 2017
Book Page	019611/000622
Instrument	134073

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,524.00 (+7.18%) Homeowner's exemption	$379,521 (+5.99%)	$435,209 (+11.8%) Land $130,159 Building $305,050
2023	$6,087.00 (+2.8%) Homeowner's exemption	$358,083 (+3%)	$389,258 (+11.97%) Land $150,494 Building $238,764
2022	$5,921.00 Homeowner's exemption	$347,653	$347,653 Land $166,648 Building $181,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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