1845 McCauley Rd, Clearwater, FL 33765 Property Records

Pinellas County property record for 1845 McCauley Rd, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,354 sqft · built 1973
Lot Size	1.28 acres (56,118 sqft)
Owner	Individual Name on File
Last Sale	$799,000 (Apr 2022)
Tax Bill	$10,562 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-6376-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-6376-3`
Alternative APNs	`06-29-16-16848-000-0240` `162906168480000240` `R58757`

Interior

Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,354 sqft Heated Area
1st Floor Area	2,002 sqft
2nd Floor Area	1,352 sqft
Upper Floors Area	1,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,118 sqft (1.28 acres)
Lot Dimensions	300 ft deep x 196 ft wide
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	520 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R58757
Old Parcel Number	162906168480000240
Street Address	1845 MCCAULEY RD
City	CLEARWATER
State	FL
Zip	33765-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COACHMAN LAKES ESTATES LOT 24
Legal Range	16
Legal Township	29
Legal Section	06
Legal Subdivision	COACHMAN LAKES ESTATES
Legal Lot Number	24
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	26704

Owner

1845 McCauley Rd is owned and occupied by an individual who bought it in April 2022.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1845 MCCAULEY RD, CLEARWATER, FL 33765-1512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 21, 2022	Warranty Deed, Transfer · Seller Carry-Back TED H MONNIER ETUX
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Deed Document Number	2022125562
Deed Book / Page	22028 / 2390
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1845 MCCAULEY RD, CLEARWATER, FL 33765-1512
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 MCCAULEY RD, CLEARWATER, FL 33765-1512

Mortgage

Document Number	0221191255
Date	Jun 30, 2022
Book Page	22119/1255
Instrument	2022203016

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 21, 2022
Property Address	1845 MCCAULEY RD, CLEARWATER, FL 33765-1512
Document Number	0220282390
Book / Page	22028 / 2390
Map Reference	MB 62 PG 26-29
Instrument Date	Apr 19, 2022
Instrument	2022125562
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,593.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 VARSITY DR, 2401, CLEARWATER, FL 33765-2354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 MCCAULEY RD, CLEARWATER, FL 33765-1512

Mortgage

Document Number	0220282392
Date	Apr 21, 2022
Instrument	22028/2392

Lender

Name	TED H MONNIER ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	6 Months
Due	Oct 19, 2022

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1845 MCCAULEY RD, CLEARWATER, FL 33765-1512
Document Number	0195500789
Book / Page	019550 / 000789
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1845 MCCAULEY RD CLEARWATER FL 337651512, CLEARWATER, FL 33765-1512

Mortgage

Document Number	0195500789
Date	Mar 13, 2017
Book Page	019550/000789
Instrument	77574

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	Mar 12, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.48%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1845 MCCAULEY RD, CLEARWATER, FL 33765-1512
Document Number	0195500803
Book / Page	019550 / 000803
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1845 MCCAULEY RD CLEARWATER FL 337651512, CLEARWATER, FL 33765-1512

Mortgage

Document Number	0195500803
Date	Mar 13, 2017
Book Page	019550/000803
Instrument	77575

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	Mar 12, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

The 2025 property tax bill for 1845 McCauley Rd was $10,562 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,562.00 Homeowner's exemption	$640,032	$812,265 Land $251,296 Building $560,969
2023	$10,263.00 (+96.42%) Homeowner's exemption	$603,878 (+87.44%)	$738,175 (+19.27%) Land $381,324 Building $356,851
2022	$5,225.00 Homeowner's exemption Senior Citizen's exemption	$322,178	$618,925 Land $370,198 Building $248,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1845 McCauley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1845 McCauley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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