1845 Main St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 1845 Main St, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,396 sqft · built 1970
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Jun 2023)
Tax Bill$8,172 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNLANC M:024.0 B:0000 L:0072.0

Property Details

APN / Parcel Number

Primary APNLANC M:024.0 B:0000 L:0072.0

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,396 sqft Living Area
1st Floor Area1,396 sqft
Basement Area1,352 sqft
Unfinished Basement1,052 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2000
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address1845 MAIN ST
CityLANCASTER
StateMA
Zip01523-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMARVIN R GRAVES & BERYL E GRAV
Legal Lot Number72.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group4
Census Block4055
Census Tract713100

Owner

1845 Main St is owned and occupied by two individuals who bought it in June 2023.

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1845 MAIN ST, LANCASTER, MA 01523-2409
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC
May 2, 2022Quit Claim Deed, Transfer · Commercial Mortgage
RD W SPV LLC
Apr 1, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
QS LENDING T

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2023 · Amount on File
Deed SaleJun 8, 2023 · Amount on File
Prior SaleMay 2, 2022 · Amount on File
Deed Document Number202344812
Deed Book / Page69232 / 58
Record UpdatedOct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateJun 8, 2023
Property Address1845 MAIN ST, LANCASTER, MA 01523-2409
Document Number0069232-58
Book / Page69232 / 58
Instrument DateJun 8, 2023
Instrument44812
Transaction TypeTransfer
Record UpdatedJun 23, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1845 MAIN ST, LANCASTER, MA 01523-2409

Mortgage

Document Number0000044813
DateJun 8, 2023
Instrument44813
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateMay 2, 2022
Property Address1845 MAIN ST, LANCASTER, MA 01523-2409
Document Number067525-195
Book / Page67525 / 195
Instrument DateApr 29, 2022
Instrument47915
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 WASHINGTON AVE # UT213, UT213, NATICK, MA 01760-3461

Mortgage

Document Number0000047917
DateMay 2, 2022
Instrument47917
Lender
NameRD W SPV LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateApr 1, 2021
Property Address1845 MAIN ST, LANCASTER, MA 01523-2409
Document Number64830-5
Book / Page64830 / 5
Instrument DateMar 31, 2021
Instrument44703
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 MAIN ST, LANCASTER, MA 01523-2409

Mortgage

Document Number44705
DateApr 1, 2021
Instrument44705
Lender
NameQS LENDING T
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1845 Main St was $8,172.

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,172.00$505,700 Land $97,400 Building $408,300$590,805 (+0.39%)
2024$588,525
2023$387,300 Land $80,500 Building $306,800
2022$6,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1845 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1845 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number