1845 Main St, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 1845 Main St, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,767 sqft · built 2017
Lot Size	1.6 acres (70,056 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Feb 2022)
Tax Bill	$8,038 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:98 B:41`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:98 B:41`
Alternative APNs	`M:00098 P:00041` `9841`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,767 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	690 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,056 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9841
Street Address	1845 MAIN ST
City	JEFFERSON
State	MA
Zip	01522-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	41
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	3
Census Block	3000
Census Tract	728100

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1845 MAIN ST, JEFFERSON, MA 01522-1142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
May 23, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD
Feb 20, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Book / Page	67139 / 248
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Feb 18, 2022
Property Address	1845 MAIN ST, JEFFERSON, MA 01522-1142
Document Number	067139-248
Book / Page	67139 / 248
Instrument Date	Feb 18, 2022
Instrument	19623
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 MAIN ST, HOLDEN, MA 01520

Mortgage

Document Number	0000019624
Date	Feb 18, 2022
Instrument	19624

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	1845 MAIN ST, JEFFERSON, MA 01522-1142
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63476-345
Date	Oct 13, 2020
Book Page	63476/345
Instrument	120948

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	May 23, 2019
Property Address	1845 MAIN ST, JEFFERSON, MA 01522-1142
Document Number	60444-195
Book / Page	60444 / 195
Instrument Date	May 7, 2019
Instrument	46508
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 MAIN ST, HOLDEN, MA

Mortgage

Document Number	46509
Date	May 23, 2019
Instrument	46509

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Feb 20, 2018
Property Address	1845 MAIN ST, JEFFERSON, MA 01522-1142
Document Number	58456-54
Book / Page	058456 / 000054
Instrument Date	Feb 9, 2018
Instrument	16491
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Amount	Amount Recorded
Tax	$1,641.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 MAIN ST HOLDEN MA 01520, HOLDEN, MA 01520

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,038.00 (+2.54%)	$596,300 (+5.43%) Land $161,500 Building $434,800	$602,634 (-8.71%)
2025	$7,839.00 (+7.13%)	$565,600 (+9.38%) Land $153,800 Building $411,800	$660,155
2024	$7,317.00 (+4.54%)	$517,100 (+10.75%) Land $149,400 Building $367,700
2023	$6,999.00	$466,900 Land $129,900 Building $337,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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