1845 Kipling St, Houston, TX 77098 Property Records

Harris County property record for 1845 Kipling St, Houston, TX 77098

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,440 sqft · built 1935
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on Record
Tax Bill$11,652 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN054-227-000-0012

Property Details

APN / Parcel Number

Primary APN054-227-000-0012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeRaised
Lot Area6,250 sqft (0.144 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area660 sqft
Parking Spaces4 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area200 sqft
Utility Building30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0542270000012
Street Address1845 KIPLING ST
CityHOUSTON
StateTX
Zip77098-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRS 12 & 13A BLK 11 WINLOW PLACE
Legal SubdivisionWINLOW PLACE
Legal Tract12,13
Legal Block11
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1008
Census Tract410802

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1845 KIPLING ST, HOUSTON, TX 77098-1609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2026Deed of Trust, Mortgage · Line of Credit
ZIONS BANCORPORATION NA
Aug 24, 2018Deed of Trust, Mortgage
SHERMAN BRIDGE ALT FUND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2022
Deed SaleDec 21, 2022
Prior SaleAug 2, 2016 · Amount on Record
Deed Document Number2022596866
Prior Transfer DateJul 25, 2016
Prior Transfer Doc20160337855
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Recording DateJun 5, 2026
Property Address1845 KIPLING ST, HOUSTON, TX 77098-1609
Document Number0000222853
Instrument DateMay 26, 2026
Instrument2026222853
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 KIPLING ST, HOUSTON, TX 77098-1609

Mortgage

Document Number0000222853,
DateJun 5, 2026
Instrument2026222853
Lender
NameZIONS BANCORPORATION NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address1845 KIPLING ST, HOUSTON, TX 77098-1609
Document Number0000399491
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018
Title CompanyNORTHSTAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1845 KIPLING ST HOUSTON TX 770981609, HOUSTON, TX 77098-1609

Mortgage

Document Number0000399491
DateAug 30, 2018
Instrument399491
Lender
NameSHERMAN BRIDGE ALT FUND
Agreement
AmountAmount Recorded
Interest
Rate7.75%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$641,000 (-18.01%) Land $640,900 Building $100$641,000 (-18.01%) Land $640,900 Building $100
2025$11,652.00 (+9.3%) Homeowner's exemption$781,800 (+1.55%) Land $750,000 Building $31,800$781,800 (+1.55%) Land $750,000 Building $31,800
2024$10,661.00 (+8.32%)
2023$769,852 Land $687,500 Building $82,352$769,852 Land $687,500 Building $82,352
2022$9,842.00 (-10.97%)
2020$11,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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