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1845 Fairmount St, Carmel, IN 46032 Property Records

Hamilton County property record for 1845 Fairmount St, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 4,724 sqft · built 2005
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$590,000 (Sep 2020)
Tax Bill$8,026 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-28-045-021.000-018

Property Details

APN / Parcel Number

Primary APN29-09-28-045-021.000-018
Alternative APN
  • 1709280045021000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area4,724 sqft Living Area
1st Floor Area1,918 sqft
2nd Floor Area1,556 sqft
Basement Area1,666 sqft
Finished Basement1,250 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Roof MaterialAsphalt
Lot Area14,810 sqft (0.339 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709280045021000
Street Address1845 FAIRMOUNT ST
CityCARMEL
StateIN
Zip46032-7343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .34, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, REPLAT INFORMATION: REPLAT, SECTION 9004, LOT 123, IRREGU
Legal Range03
Legal Township18
Legal Section28
Legal SubdivisionSECTION 9004 IN THE VILLAGE OF WESTCLAY
Legal Block9004
Legal Lot Number123
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3013
Census Tract110909

Owner

1845 Fairmount St is owned and occupied by an individual who bought it in September 2020.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1845 FAIRMOUNT ST, CARMEL, IN 46032-7343
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2020 · Amount on File
Deed SaleSep 22, 2020 · Amount on File
Prior SaleJan 7, 2013
Deed Document Number2020065999
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateSep 22, 2020
Property Address1845 FAIRMOUNT ST, CARMEL, IN 46032-7343
Document Number2020065999
Instrument DateAug 31, 2020
Instrument2020065999
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 FAIRMOUNT ST, CARMEL, IN 46032-7343

Mortgage

Document Number2020066000
DateSep 22, 2020
Instrument2020066000
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term362 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$777,800 (+10.62%) Land $192,600 Building $585,200$777,800 (+10.62%) Land $192,600 Building $585,200
2024$8,026.00 (+10.63%)$703,100 (+8.54%) Land $192,600 Building $510,500$703,100 (+8.54%) Land $192,600 Building $510,500
2023$7,255.00 (-0.3%) Homeowner's exemption$647,800 (+1.92%) Land $192,600 Building $455,200$647,800 (+1.92%) Land $192,600 Building $455,200
2022$7,277.00 Homeowner's exemption$635,600 Land $138,400 Building $497,200$635,600 Land $138,400 Building $497,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1845 Fairmount St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1845 Fairmount St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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