1845 Enos Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 1845 Enos Ln, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 4,949 sqft · built 1972
Lot Size	1.98 acres (86,684 sqft)
Owner	Individual Name on Record
Last Sale	$1,770,000 (Oct 2020)
Tax Bill	$22,558 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107-451-03`

Property Details

APN / Parcel Number

Primary APN	`107-451-03`
Alternative APN	`107-451-03-000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Total Rooms	6 Rooms
Building Area	4,949 sqft Living Area
Gross Area	5,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	86,684 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,782 sqft
Patio Area	1,782 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1845 ENOS LN
City	WATSONVILLE
State	CA
Zip	95076-0202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	GRACE WAY TOWNHOMES
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1011
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1845 ENOS LN, WATSONVILLE, CA 95076-0202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Mar 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 21, 2020	Grant Deed, Transfer · Conventional Mortgage HISS/KATZ 1998 FAMILY TR (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	202042808
Last Transfer Date	Feb 25, 2021
Transfer Doc	0000013800
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 8, 2021
Property Address	1845 ENOS LN, WATSONVILLE, CA 95076-0202
Document Number	0000013802
Instrument Date	Feb 25, 2021
Instrument	2021-0013802
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1845 ENOS LN, WATSONVILLE, CA 95076-0202

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 8, 2021
Property Address	1845 ENOS LN, WATSONVILLE, CA 95076-0202
Document Number	0000013800
Instrument Date	Feb 25, 2021
Instrument	2021-0013800
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1845 ENOS LN, WATSONVILLE, CA 95076-0202

Mortgage

Document Number	0000013801
Date	Mar 8, 2021
Instrument	2021-0013801

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 21, 2020
Property Address	1845 ENOS LN, WATSONVILLE, CA 95076-0202
Document Number	0000042808
Instrument Date	Oct 14, 2020
Instrument	42808
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,947.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1845 ENOS LN WATSONVILLE CA 950760202, WATSONVILLE, CA 95076-0202

Mortgage

Document Number	42809
Date	Oct 21, 2020
Instrument	42809

Lender

Name	HISS/KATZ 1998 FAMILY TR (PT)
Address	936 SCOTT ST, PALO ALTO, CA 94301-2738

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,954,223 (+2%) Land $1,065,438 Building $888,785
2025	$22,558.00 (+9.05%) Homeowner's exemption	$1,915,905 (+4.04%) Land $1,044,547 Building $871,358
2023	$20,686.00 (+1.84%) Homeowner's exemption	$1,841,508 Land $1,003,986 Building $837,522	$1,742,400
2022	$20,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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