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1845 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1845 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,629 sqft · built 1996
Lot Size0.157 acres (6,843 sqft)
Owner2 Company Names on Record
Last Sale$115,607 (Jun 1996)
Tax Bill$1,669 (2025)
Deeds & MortgagesJan 2022 Transfer
Feb 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN304-21-208

Property Details

APN / Parcel Number

Primary APN304-21-208

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,629 sqft Living Area
1st Floor Area1,629 sqft

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,843 sqft (0.157 acres)
Parking Spaces2 Parking Spaces
Pool Area438 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1845 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-2605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionRANCHO CIMARRON MCR 380/25
Legal Range06E
Legal Township01S
Legal Section16
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionRANCHO CIMARRON
Legal Lot Number180
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2006
Census Tract422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address1845 E SARATOGA ST, GILBERT, AZ 85296-2605
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Intrafamily Transfer, Transfer
Feb 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 20, 1996 · Amount on Record
Deed SaleJun 20, 1996 · Amount on Record
Prior SaleJun 20, 1996 · Amount on Record
Deed Document Number0000432731
Deed Book / Page304
Last Transfer DateJan 27, 2022
Transfer Doc0000079611
Record UpdatedJun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJan 27, 2022
Property Address1845 E SARATOGA ST, GILBERT, AZ 85296-2605
Document Number0000079611
Map ReferenceMB 380 PG 25
Instrument DateJan 6, 2022
Instrument20220079611
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1845 E SARATOGA ST, GILBERT, AZ 85296-2605

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1845 E SARATOGA ST, GILBERT, AZ 85296-2605
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000125858
DateFeb 22, 2017
Instrument2017-0125858
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressSTILWELL, KS 66085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,820 (-1.02%)$438,200 (-1.02%) Land $87,600 Building $350,600
2025$1,669.00 (+3.22%)
2024$44,270$442,700 Land $88,500 Building $354,200
2023$1,617.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
CenturyLink
Fiber · DSL in parts of the area		3,000 / 3,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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