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1845 E Chapel Dr, Deltona, FL 32738 Property Records

Volusia County property record for 1845 E Chapel Dr, Deltona, FL 32738 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,316 sqft · built 1991
Lot Size0.23 acres (10,000 sqft)
Owner2 Trust Names on File
Last Sale$110,000 (Apr 2015)
Tax Bill$1,687 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Jun 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN8130-65-20-0040

Property Details

APN / Parcel Number

Primary APN8130-65-20-0040
Alternative APNs
  • 31183065200040
  • 30183165200040
  • 2887397.0
  • 2887397

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,316 sqft Living Area
Gross Area1,696 sqft
1st Floor Area1,316 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1997
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area32 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2887397
Street Address1845 E CHAPEL DR
CityDELTONA
StateFL
Zip32738-3804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 1715 DELTONA LAKES UNIT 65 MB 28 PGS 117-121 INC PER OR 3678 PG 1925 PER OR 5610 PG 0533 PER OR 6893 PGS 2218-2219 PER OR 6895 PG 1098 PER OR 7101 PG 1491 PER OR 7779 PG 4428
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA LAKES
Legal Tract65
Legal Block1715
Legal Lot Number4
Legal Unit65
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group2
Census Block2000
Census Tract91037

Owner

Source: Volusia County records · APN 8130-65-20-0040

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address1845 E CHAPEL DR, DELTONA, FL 32738-3804
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2018Deed of Trust, Mortgage · Line of Credit
MAINSTREET COMMUNITY BANK OF FLORIDA
Jun 23, 2020Loan Modification, Mortgage · Conventional Mortgage
MAINSTREET CMNTY BK/FL
Nov 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
May 29, 2018Warranty Deed, Transfer
ESQUIRE TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2015 · Amount on Record
Deed SaleApr 06, 2015 · Amount on Record
Prior SaleAug 12, 2013 · Amount on Record
Deed Document Number201558923
Deed Book / Page7101 / 1491
Last Transfer DateNov 26, 2019
Transfer Doc0077794428
Record UpdatedJun 08, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1845 E CHAPEL DR, DELTONA, FL 32738-3804
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 E CHAPEL DR, DELTONA, FL 32738-3804

Mortgage

Document Number0076361193
DateDec 19, 2018
Book Page7636/1193
Instrument2018-252599
Lender
NameMAINSTREET COMMUNITY BANK OF FLORIDA
TypeBank
AddressDELAND, FL 32720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 10, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address1845 E CHAPEL DR, DELTONA, FL 32738-3804
Document Number0078713699
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1845 E CHAPEL DR DELTONA FL 327383804, DELTONA, FL 32738-3804

Mortgage

Document Number0078713699
DateJun 30, 2020
Book Page007871/003699
Instrument117241
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateNov 27, 2019
Property Address1845 E CHAPEL DR, DELTONA, FL 32738-3804
Document Number0077794428
Book / Page007779 / 004428
Instrument DateNov 26, 2019
Instrument233724
Transaction TypeTransfer
Record UpdatedDec 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1845 E CHAPEL DR DELTONA FL 327383804, DELTONA, FL 32738-3804

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 29, 2018
Property Address1845 E CHAPEL DR, DELTONA, FL 32738-3804
Document Number0075512438
Book / Page007551 / 002438
Instrument DateMay 16, 2018
Instrument108461
Transaction TypeTransfer
Record UpdatedJun 29, 2018
Title CompanyESQUIRE TITLE

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 E CHAPEL DR DELTONA FL 327383804, DELTONA, FL 32738-3804

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$112,442 (+2.7%)$241,290 (+1.19%) Land $59,200 Building $182,090
2025$1,687.00 (+4.39%) Homeowner's exemption$109,486 (+5.99%)$238,450 (+4.97%) Land $59,200 Building $179,250
2024$1,616.00 (+6.95%)
2023$1,511.00 (+2.03%) Homeowner's exemption$103,302 (+3%)$227,153 (+15.99%) Land $58,000 Building $169,153
2022$1,481.00 Homeowner's exemption$100,293$195,831 Land $40,800 Building $155,031

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270910372, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies26 in force
24 of 26 on primary residences
Nearby Flood Claims5 (2022–2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 2 claims
  • Hurricane Ian (Oct 2022), 2 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Florida
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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