1845 Chenault Rd, Cleveland, NC 27013 Property Records

Rowan County property record for 1845 Chenault Rd, Cleveland, NC 27013

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,979 sqft · built 1992
Lot Size	15.9 acres (693,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$737,500 (Aug 2022)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258 104`

Property Details

APN / Parcel Number

Primary APN	`258 104`
Alternative APN	`6343376`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,979 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	693,040 sqft (15.9 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	24 sqft
Shed	1 Shed
Shed Area	720 sqft
Lean-To	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1845 CHENAULT RD
City	CLEVELAND
State	NC
Zip	27013-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15.91AC
Jurisdiction	ROWAN NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1035
Census Tract	51904

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 8, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 22, 2017	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Apr 13, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Book / Page	1407 / 679
Prior Transfer Date	May 20, 2013
Prior Transfer Doc	0012170877
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 9, 2022
Property Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604
Document Number	0014070679
Book / Page	1407 / 679
Instrument Date	Aug 9, 2022
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 PAMPAS LN, 148, MOORESVILLE, NC 28117-9438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604

Mortgage

Document Number	0001407680
Date	Aug 9, 2022
Instrument	1407/680

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604

Mortgage

Document Number	0013990641
Date	Apr 12, 2022
Book Page	1399/641

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604

Mortgage

Document Number	0013810783
Date	Aug 16, 2021
Book Page	1381/783

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013240127
Date	Mar 8, 2019
Book Page	1324/0127

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604
Document Number	0013010936
Book / Page	001301 / 000936
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1845 CHENAULT RD CLEVELAND NC 270139604, CLEVELAND, NC 27013-9604

Mortgage

Document Number	0013010936
Date	Dec 28, 2017
Book Page	001301/000936

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 13, 2017
Property Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604
Document Number	0012880253
Book / Page	1288 / 0253
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	MERIDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4055 S MAIN ST, 4055, SALISBURY, NC 28147-7914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 CHENAULT RD, CLEVELAND, NC 27013-9604

Mortgage

Document Number	0012880254
Date	Apr 13, 2017
Book Page	1288/0254

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$654,004 (-) Land $149,439 Building $504,565	$654,004 (-) Land $149,439 Building $504,565
2025	$654,004 (+1.79%) Land $149,439 Building $504,565
2023	$642,504 Land $149,439 Building $493,065	$654,004 Land $149,439 Building $504,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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