1845 Cassella Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1845 Cassella Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,896 sqft · built 1945
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Mar 2019)
Tax Bill	$5,972 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-12-5`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-12-5`
Alternative APN	`280005902000120050000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,224 sqft
Upper Floors Area	672 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	166 ft deep x 65 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Porch
Porch Area	225 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1845 CASSELLA RD
City	SCHENECTADY
State	NY
Zip	12303-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,ROG,SP,FMRM,ENCPT,SHD,A FREDS COMM - 127 4.-292-5
Legal Subdivision	FRED S COMMUNITY PLOT
Legal Block	12
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2003
Census Tract	32901

Owner

1845 Cassella Rd is owned and occupied by an individual who bought it in March 2019.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1845 CASSELLA RD, SCHENECTADY, NY 12303-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit BAY VIEW FEDERAL CREDIT UNION
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 1, 2024	Warranty Deed, Transfer
Nov 21, 2022	Intrafamily Transfer, Transfer
Mar 29, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 6, 2018	Trustee's Deed, Foreclosure STARLIGHT LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Sep 6, 2018 · Amount on File
Deed Document Number	201913754
Deed Book / Page	2008 / 398
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	0000039802
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 29, 2026
Property Address	1845 CASSELLA RD, SCHENECTADY, NY 12303-2613
Document Number	0000009886
Instrument Date	Apr 24, 2026
Instrument	20269886
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 CASSELLA RD, SCHENECTADY, NY 12303-2613

Mortgage

Document Number	0000009886,
Date	Apr 29, 2026
Instrument	20269886

Lender

Name	BAY VIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1845 CASSELLA RD, SCHENECTADY, NY 12303-2613
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 CASSELLA RD, SCHENECTADY, NY 12303

Mortgage

Document Number	0000065400
Date	Dec 12, 2022
Book Page	5277/947
Instrument	202265400

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 1, 2024
Property Address	1845 CASSELLA RD, SCHENECTADY, NY 12303-2613
Document Number	0000012958
Book / Page	2126 / 442
Instrument Date	Feb 13, 2024
Instrument	202412958
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 PETER RD, SCHENECTADY, NY 12303-2647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 KEELER WOODS DR NW, MARIETTA, GA 30064-2021

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 21, 2022
Property Address	1845 CASSELLA RD, SCHENECTADY, NY 12303-2613
Document Number	0000061345
Book / Page	2097 / 291
Instrument Date	Nov 8, 2022
Instrument	202261345
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1845 CASSELLA RD, 1845, SCHENECTADY, NY 12303-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 CASSELLA RD, SCHENECTADY, NY 12303-2613

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 29, 2019
Property Address	1845 CASSELLA RD, SCHENECTADY, NY 12303-2613
Document Number	0000013754
Book / Page	2008 / 398
Instrument Date	Mar 27, 2019
Instrument	201913754
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3382 CARMAN RD, 3382, SCHENECTADY, NY 12303-5311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 NORTH WATER STREET, GALLUPVILLE, NY 12073

Mortgage

Document Number	0000013755
Date	Mar 29, 2019
Book Page	4902/320
Instrument	201913755

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 6, 2018
Property Address	1845 CASSELLA RD, SCHENECTADY, NY 12303-2613
Document Number	0000039802
Book / Page	001995 / 000192
Instrument Date	Aug 29, 2018
Instrument	39802
Transaction Type	Foreclosure
Record Updated	Sep 27, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3382 CARMAN RD SCHENECTADY NY 123035311, SCHENECTADY, NY 12303-5311

Mortgage

Document Number	39805
Date	Sep 6, 2018
Book Page	004862/000445
Instrument	39805

Lender

Name	STARLIGHT LNDG LLC
Address	PALM BEACH GARDEN, FL 33418

Agreement

Amount	Amount on Record

Interest

Rate	12%

Tax Assessment & Valuation

The 2026 property tax bill for 1845 Cassella Rd was $5,972, up 1.7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,972.00 (+1.7%)
2025	$5,872.00	$160,000 Land $11,300 Building $148,700	$246,200 Land $17,388 Building $228,812
2023		$160,000 (-) Land $11,300 Building $148,700	$210,500 (+9.18%) Land $14,867 Building $195,633
2022		$160,000 Land $11,300 Building $148,700	$192,800 Land $13,616 Building $179,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1845 Cassella Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1845 Cassella Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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