1845 Ashmere Dr, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1845 Ashmere Dr, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1998
Lot Size	5.44 acres (236,966 sqft)
Owner	Individual Name on File
Tax Bill	$4,548 (2026)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09300-00-00-11700`

Property Details

APN / Parcel Number

Primary APN	`09300-00-00-11700`
Alternative APN	`38346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,768 sqft Finished Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	236,966 sqft (5.44 acres)
View / Lot	Flood Plain/Flood Zone

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	187 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1845 ASHMERE DR
City	CHARLOTTESVILLE
State	VA
Zip	22902-8122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ASHMERE 10
Legal Subdivision	ASHMERE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1033
Census Tract	10402

Owner

Source: Albemarle County records · APN 09300-00-00-11700

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1845 ASHMERE DR, CHARLOTTESVILLE, VA 22902-8122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Gift Deed, Transfer
Mar 21, 2023	Gift Deed, Transfer
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage C&F MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 21, 2023
Transfer Doc	0000002157
Record Updated	Sep 20, 2026

March 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 21, 2023
Property Address	1845 ASHMERE DR, CHARLOTTESVILLE, VA 22902-8122
Document Number	202300002157
Map Reference	MB 683 PG 516
Instrument Date	Mar 01, 2023
Instrument	202300002157
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1845 ASHMERE DR, CHARLOTTESVILLE, VA 22902-8122

March 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 21, 2023
Property Address	1845 ASHMERE DR, CHARLOTTESVILLE, VA 22902-8122
Document Number	202300002158
Map Reference	MB 683 PG 516
Instrument Date	Mar 01, 2023
Instrument	202300002158
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1845 ASHMERE DR, CHARLOTTESVILLE, VA 22902-8122

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1845 ASHMERE DR, CHARLOTTESVILLE, VA 22902-8122
Document Number	0000004912
Book / Page	004904 / 000168
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1845 ASHMERE DR CHARLOTTESVILLE VA 229028122, CHARLOTTESVILLE, VA 22902-8122

Mortgage

Document Number	0000004912
Date	May 02, 2017
Book Page	004904/000168
Instrument	4912

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2032

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,548.00 (+1.9%)	$508,700 (+1.88%) Land $175,900 Building $332,800	$508,700 (+1.88%) Land $175,900 Building $332,800
2025	$4,463.00 (+17.14%)	$499,300 (+11.9%) Land $172,200 Building $327,100	$499,300 (+11.9%) Land $172,200 Building $327,100
2023	$3,810.00 (+17.81%)	$446,200 Land $168,800 Building $277,400	$446,200 Land $168,800 Building $277,400
2022	$3,234.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1985–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940

May also be available: Xfinity.

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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