Le Flore County property record for 18446 Willow St, Spiro, OK 74959
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 1989 |
| Lot Size | 0.922 acres (40,162 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,500 (Feb 2018) |
| Tax Bill | $874 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18708 |
| Primary APN | 18708 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 40,162 sqft (0.922 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18708 |
|---|---|
| Street Address | 18446 WILLOW ST |
| City | SPIRO |
| State | OK |
| Zip | 74959-4460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EASTWOOD ADDITION LOT 4 LESS N47 B1346 P264 B1529 P503 B1842 P589 B1853 P812 B2027 P79 |
| Legal Range | 26E |
| Legal Township | 09N |
| Legal Section | 20 |
| Legal Subdivision | EASTWOOD ADD |
| Legal Lot Number | 4 |
| Jurisdiction | LE FLORE OK |
| Township / Civil Division | SPIRO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40303 |
Source: Le Flore County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18446 WILLOW ST, SPIRO, OK 74959-4460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Feb 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage ADAMS ABSTRACT COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on Record |
| Deed Sale | Feb 16, 2018 · Amount on Record |
| Prior Sale | Nov 29, 2012 · Amount on Record |
| Deed Document Number | 20181093 |
| Deed Book / Page | 2027 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LE FLORE OK |
| Property Address | 18446 WILLOW ST, SPIRO, OK 74959-4460 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | PRIORITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0021870801 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 2187/801 |
| Instrument | 5077 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LE FLORE OK |
| Recording Date | Feb 16, 2018 |
| Property Address | 18446 WILLOW ST, SPIRO, OK 74959-4460 |
| Document Number | 0020270079 |
| Book / Page | 2027 / 0079 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 1093 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | ADAMS ABSTRACT COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18446 WILLOW ST, SPIRO, OK 74959-4460 |
| Document Number | 0000000000 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 1094 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Le Flore County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Le Flore County |
| Unified School District | Spiro Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,174 (+3.01%) Land $680 Building $10,494 | $101,582 (-12.53%) Land $6,180 Building $95,402 | |
| 2025 | $874.00 (+7.64%) Homeowner's exemption | $10,848 (+9.22%) Land $660 Building $10,188 | $116,130 (+28.61%) Land $6,000 Building $110,130 |
| 2023 | $812.00 Homeowner's exemption | $9,932 Land $660 Building $9,272 | $90,293 Land $6,000 Building $84,293 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 57% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPIRO EAST WATER ASSOCIATION serves 1,817 people · EPA ID OK3004005 |
|---|---|
| Water Source | Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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