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18445 Swaner Ave, Salinas, CA 93906 Property Records

Monterey County property record for 18445 Swaner Ave, Salinas, CA 93906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 1970
Lot Size0.14 acres (6,100 sqft)
OwnerIndividual Name on Record
Last Sale$253,000 (Jul 2008)
Tax Bill$3,918 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN253-181-005-000

Property Details

APN / Parcel Number

Primary APN253-181-005-000
Alternative APN
  • 253-181-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,460 sqft Living Area
1st Floor Area1,460 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,100 sqft (0.14 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number253-181-005
Street Address18445 SWANER AVE
CitySALINAS
StateCA
Zip93906-1907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHRIDGE ESTATES UNIT 1 TR 580 LOT 5 BLK 1
Legal SubdivisionNORTHRIDGE ESTATES UNIT 1
Legal Tract580
Legal Block1
Legal Lot Number5
JurisdictionMONTEREY CA
Township / Civil DivisionSALINAS
Census Block Group1
Census Block1000
Census Tract10506

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18445 SWANER AVE, SALINAS, CA 93906-1907
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROSPECT HOME FINANCE
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2008 · Amount on Record
Deed SaleJul 10, 2008 · Amount on Record
Prior SaleMar 14, 2007 · Amount on Record
Deed Document Number200844581
Prior Transfer DateJun 30, 2008
Prior Transfer Doc0000044582
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address18445 SWANER AVE, SALINAS, CA 93906-1907
Transaction TypeMortgage
Record UpdatedNov 19, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18445 SWANER AVE, SALINAS, CA 93906-1907

Mortgage

Document Number0000074752
DateNov 2, 2021
Instrument2021074752
Lender
NamePROSPECT HOME FINANCE
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92109
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address18445 SWANER AVE, SALINAS, CA 93906-1907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18445 SWANER AVE, SALINAS, CA 93906-1907

Mortgage

Document Number0000005171
DateJan 25, 2021
Instrument2021005171
Lender
NameUNITED WHOLESALE MORTGAGE LLC
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySalinas City
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictSanta Rita Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$332,305 (+2%) Land $111,641 Building $220,664
2025$3,918.00 (+12.98%) Homeowner's exemption$325,790 (+4.04%) Land $109,452 Building $216,338
2023$3,468.00 (+1.05%) Homeowner's exemption$313,141 Land $105,202 Building $207,939
2022$3,432.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC SALINAS
private · serves 114,286 people · EPA ID CA2710010
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250

May also be available: AT&T, Cruzio, Etheric Networks, GeoLinks, T-Mobile, Verizon.

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