Hillsborough County property record for 18445 Serene Lake Loop, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,334 sqft · built 2025 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $749,900 (Jun 2025) |
| Tax Bill | $1,476 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013366-0192 |
| Primary APN | 013366-0192 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,334 sqft Living Area |
| Gross Area | 4,323 sqft |
| 1st Floor Area | 1,941 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Porch | Open Porch |
| Porch Area | 327 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0133660192 |
|---|---|
| Street Address | 18445 SERENE LAKE LOOP |
| City | LUTZ |
| State | FL |
| Zip | 33548-7504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LAKE PEARL LOT 91 |
| Legal Subdivision | LAKE PEARL |
| Legal Lot Number | 91 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11109 |
18445 Serene Lake Loop is owned and occupied by two individuals who bought it in June 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18445 SERENE LAKE LOOP, LUTZ, FL 33548-7504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2025 · Amount on File |
| Deed Sale | Jun 6, 2025 · Amount on File |
| Prior Sale | Apr 9, 2025 · Amount on File |
| Deed Document Number | 2025246314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 6, 2025 |
| Property Address | 18445 SERENE LAKE LOOP, LUTZ, FL 33548-7504 |
| Document Number | 0000246314 |
| Map Reference | MB 146 PG 147 |
| Instrument Date | Jun 4, 2025 |
| Instrument | 2025246314 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,249.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709 |
| Name | Verified Name |
|---|---|
| Address | 18445 SERENE LAKE LOOP, LUTZ, FL 33548-7504 |
| Document Number | 0000246315 |
|---|---|
| Date | Jun 6, 2025 |
| Instrument | 2025246315 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
The 2025 property tax bill for 18445 Serene Lake Loop was $1,476.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $597,106 Land $118,033 Building $479,073 | $597,106 Land $118,033 Building $479,073 | |
| 2025 | $1,476.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18445 Serene Lake Loop in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18445 Serene Lake Loop is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
May also be available: Frontier, Spectrum.
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