18445 Opal Ln, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 18445 Opal Ln, Morgan Hill, CA 95037

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,680 sqft · built 2008
Lot Size	0.033 acres (1,429 sqft)
Owner	Individual Name on Record
Last Sale	$475,500 (Oct 2013)
Tax Bill	$6,625 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`726-50-026`

Property Details

APN / Parcel Number

Primary APN	`726-50-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	769 sqft
Basement Area	47 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,429 sqft (0.033 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	18445 OPAL LN
City	MORGAN HILL
State	CA
Zip	95037-5180
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	TRACT 9896 MADRONE PLAZA BOOK 818 PAGE 8 PAGE 18 LOT 26
Legal Subdivision	MADRONE PLAZA
Legal Tract	9896
Legal Lot Number	26
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2032
Census Tract	512311

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18445 OPAL LN, MORGAN HILL, CA 95037-5180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2013 · Amount on Record
Deed Sale	Oct 29, 2013 · Amount on Record
Prior Sale	Nov 7, 2008 · Amount on Record
Deed Document Number	201322428410
Last Transfer Date	Mar 8, 2021
Transfer Doc	0024871715
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 12, 2021
Property Address	18445 OPAL LN, MORGAN HILL, CA 95037-5180
Document Number	0024871715
Map Reference	MB 818 PG 8-18
Instrument Date	Mar 8, 2021
Instrument	24871715
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18445 OPAL LN, MORGAN HILL, CA 95037-5180

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 12, 2021
Property Address	18445 OPAL LN, MORGAN HILL, CA 95037-5180
Document Number	0024871716
Map Reference	MB 818 PG 8-18
Instrument Date	Mar 5, 2021
Instrument	24871716
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18445 OPAL LN, MORGAN HILL, CA 95037-5180

Mortgage

Document Number	0024871717
Date	Mar 12, 2021
Instrument	24871717

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$594,483 (+2%) Land $297,209 Building $297,274
2025	$6,625.00 (+3.26%) Homeowner's exemption	$582,828 (+4.04%) Land $291,382 Building $291,446
2023	$6,416.00 (+1.18%) Homeowner's exemption	$560,198 Land $280,068 Building $280,130
2022	$6,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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