Cook County property record for 18445 Oak Ave, Lansing, IL 60438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,260 sqft · built 1964 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2025) |
| Tax Bill | $8,072 (2023) |
| Deeds & Mortgages | Mar 2020 Loan Modification Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-31-317-051 |
| Primary APN | 30-31-317-051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,750 sqft (0.224 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 18445 OAK AVE |
|---|---|
| City | LANSING |
| State | IL |
| Zip | 60438-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH10 FT LOT66 SW4 S31 T36N R15E 3P |
| Legal Range | 15E |
| Legal Township | 36N |
| Legal Section | 31 |
| Legal Subdivision | LANSING TORRENCE MANOR RESUBDI |
| Legal Lot Number | 66 |
| Jurisdiction | COOK IL |
| Township / Civil Division | THORNTON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 828202 |
18445 Oak Ave is owned and occupied by two individuals who bought it in January 2025.
Source: Cook County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18445 OAK AVE, LANSING, IL 60438-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2020 | Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK |
| Feb 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 7, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2025 · Amount on File |
| Deed Sale | Jan 23, 2025 · Amount on File |
| Prior Sale | May 6, 2016 · Amount on File |
| Deed Document Number | 20252249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 18445 OAK AVE, LANSING, IL 60438-2810 |
| Document Number | 2007817182 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2007817182 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 7817182 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 18445 OAK AVE, LANSING, IL 60438-2810 |
| Document Number | 2007606219 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 18445 OAK AVE LANSING IL 604382810, LANSING, IL 60438-2810 |
| Document Number | 2007606219 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 7606219 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 18445 OAK AVE, LANSING, IL 60438-2810 |
| Document Number | 1810855103 |
| Instrument Date | Apr 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 18445 OAR AVE LANSING IL 60438, LANSING, IL 60438 |
| Document Number | 1810855103 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 10855103 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Thornton Township |
| Municipality | Lansing Village |
| Elementary School District | Lansing School District 158 (PK - 08) |
| Secondary School District | Thornton Fractional Township High School District 215 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,001 Land $5,363 Building $14,638 | $200,010 Land $53,630 Building $146,380 | |
| 2023 | $8,072.00 (+25.21%) | ||
| 2022 | $6,447.00 Homeowner's exemption | $13,341 Land $4,631 Building $8,710 | $133,410 Land $46,310 Building $87,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18445 Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18445 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING serves 29,076 people · EPA ID IL0311590 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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