Lake County property record for 1844 Somerset Dr, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 4,560 sqft · built 2000 |
| Lot Size | 0.34 acres (14,850 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $15,689 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0576-0054 |
| Primary APN | 007-18-28-0576-0054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,560 sqft Living Area |
| Basement Area | 3,281 sqft |
| Finished Basement | 3,281 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 14,850 sqft (0.34 acres) |
| Lot Dimensions | 135 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-18-28-0576-0054 |
|---|---|
| Old Parcel Number | 182805760054 |
| Street Address | 1844 SOMERSET DR |
| City | MUNSTER |
| State | IN |
| Zip | 46321-5164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | WHITE OAK ESTATES BL. 3 LOT 82 |
| Legal Subdivision | WHITE OAK ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 82 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40402 |
1844 Somerset Dr is owner-occupied and held in a trust since August 2024.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 1844 SOMERSET DR, MUNSTER, IN 46321-5164 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2012 |
| Deed Sale | Aug 7, 2012 |
| Prior Sale | Aug 7, 2012 |
| Deed Document Number | 2012052642 |
| Last Transfer Date | Aug 6, 2024 |
| Transfer Doc | 0000020532 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1844 SOMERSET DR, MUNSTER, IN 46321-5164 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1844 SOMERSET DR, MUNSTER, IN 46321-5164 |
| Document Number | 0000009757 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 2024-509757 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,185,000 Land $121,500 Building $1,063,500 | $1,185,000 Land $121,500 Building $1,063,500 | |
| 2024 | $15,689.00 | ||
| 2023 | $1,145,700 (+7.13%) Land $184,800 Building $960,900 | $1,145,700 (+7.13%) Land $184,800 Building $960,900 | |
| 2022 | $22,585.00 Homeowner's exemption | $1,069,400 Land $184,800 Building $884,600 | $1,069,400 Land $184,800 Building $884,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1844 Somerset Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1844 Somerset Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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