1844 Smith Oak Rd, Sherman, TX 75090 Property Records

Grayson County property record for 1844 Smith Oak Rd, Sherman, TX 75090

Property Summary

Property Type	Single Family Home
Details	2,244 sqft · built 1980
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,199 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142 099503702`

Property Details

APN / Parcel Number

Primary APN	`142 099503702`
Alternative APN	`121287`

Interior

Building Area	2,244 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	2,244 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	488 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	372 sqft
Utility Building	120 sqft

Location & Zoning

Account Number	121287
Old Parcel Number	142 099503702
Street Address	1844 SMITH OAK RD
City	SHERMAN
State	TX
Zip	75090-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0995 RILEY JAMES A-G0995, ACRES 2.0
Legal Subdivision	RILEY JAMES A-G0995
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2013
Census Tract	101

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1844 SMITH OAK RD, SHERMAN, TX 75090-3249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 13, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017
Deed Sale	Jun 9, 2017
Deed Document Number	2017-12753
Last Transfer Date	Jun 13, 2017
Transfer Doc	0000012753
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1844 SMITH OAK RD, SHERMAN, TX 75090-3249
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006843
Date	Mar 2, 2022
Instrument	2022-6843

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1844 SMITH OAK RD, SHERMAN, TX 75090-3249
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 SMITH OAK RD, SHERMAN, TX 75090-3249

Mortgage

Document Number	0000031864
Date	Nov 16, 2020
Instrument	2020-00031864

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 13, 2017
Property Address	1844 SMITH OAK RD, SHERMAN, TX 75090-3249
Document Number	0000012753
Instrument Date	Jun 9, 2017
Instrument	12753
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1844 SMITH OAK RD SHERMAN TX 750903249, SHERMAN, TX 75090-3249

Mortgage

Document Number	12754
Date	Jun 13, 2017
Instrument	12754

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$461,038 (-9.66%) Land $120,000 Building $341,038	$461,038 (-9.66%) Land $120,000 Building $341,038
2024	$6,199.00 (-0.8%)
2023		$510,343 Land $104,000 Building $406,343	$510,343 Land $104,000 Building $406,343
2022	$6,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINK HILL WSC serves 2,835 people · EPA ID TX0910034
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TekWav Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3
Rise Broadband Fixed Wireless	10 / 1

May also be available: 360 Broadband, Nextlink.

Nearby Properties on Smith Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures