1844 Monaco Dr, Chula Vista, CA 91913 Property Records

San Diego County property record for 1844 Monaco Dr, Chula Vista, CA 91913

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,060 sqft · built 2006
Lot Size	0.43 acres (18,715 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Mar 2025)
Tax Bill	$7,055 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-651-12-03`

Property Details

APN / Parcel Number

Primary APN	`643-651-12-03`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,060 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	18,715 sqft (0.43 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1844 MONACO DR
City	CHULA VISTA
State	CA
Zip	91913-3901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC11RM2
Legal Description	LOT 2 US 285PER DOC04-1212571&UND INT IN COMMON AREA IN LOT 1& TR 014615
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014615
Legal Block	1
Legal Lot Number	2,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13318

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5751 GATEWAY CT, DISCOVERY BAY, CA 94505-9290
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · VA Mortgage STONECASTLE LAND AND HOME FINANCIAL INC
Sep 1, 2020	Quit Claim Deed TICOR TITLE-SAN DIEGO
Sep 1, 2020	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on File
Deed Sale	Mar 6, 2025 · Amount on File
Prior Sale	Sep 1, 2020 · Amount on File
Deed Document Number	202557552
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	0000505237
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1844 MONACO DR, CHULA VISTA, CA 91913-3901
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 MONACO DR 1, 1, CHULA VISTA, CA 91913-3901

Mortgage

Document Number	0000354580
Date	Dec 16, 2025
Instrument	2025-0354580

Lender

Name	STONECASTLE LAND AND HOME FINANCIAL INC
Type	Mortgage Company
Address	DANVILLE, CA 94526

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2020
Property Address	1844 MONACO DR, CHULA VISTA, CA 91913-3901
Document Number	0000505237
Instrument Date	Jul 22, 2020
Instrument	505237
Record Updated	Sep 16, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	582 PARKSIDE DR CHULA VISTA CA 919108503, CHULA VISTA, CA 91910-8503

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2020
Property Address	1844 MONACO DR, CHULA VISTA, CA 91913-3901
Document Number	0000505238
Map Reference	MAP 14615
Instrument Date	Jul 21, 2020
Instrument	2020-0505238
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 MONACO DR, CHULA VISTA, CA 91913-3901

Mortgage

Document Number	0000505239
Date	Sep 1, 2020
Instrument	2020-0505239

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,899 (+38.44%) Land $360,250 Building $246,649
2025	$7,055.00 (+2.26%)	$438,381 (+4.04%) Land $260,219 Building $178,162
2023	$6,899.00 (+2.66%)	$421,360 Land $250,115 Building $171,245
2022	$6,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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