1844 Emerald Way, Mount Joy, PA 17552 Property Records

Lancaster County property record for 1844 Emerald Way, Mount Joy, PA 17552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,462 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Dec 2019)
Tax Bill	$6,648 (2025)
Deeds & Mortgages	Feb 2020 Construction Loan Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-46854-0-0000`

Property Details

APN / Parcel Number

Primary APN	`540-46854-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,462 sqft Living Area
Gross Area	4,208 sqft
1st Floor Area	1,896 sqft
Basement Area	1,888 sqft
Finished Basement	566 sqft
Unfinished Basement	1,322 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1844 EMERALD WAY
City	MOUNT JOY
State	PA
Zip	17552-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE GREENS AT RAPHO PARK
Jurisdiction	LANCASTER PA
Township / Civil Division	RAPHO
Census Block Group	3
Census Block	3019
Census Tract	10502

Owner

1844 Emerald Way is owned and occupied by two individuals who bought it in December 2019.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1844 EMERALD WAY, MOUNT JOY, PA 17552-3213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed of Trust, Mortgage · Construction Mortgage THE EPHRATA NATIONAL BANK
Jul 11, 2020	Loan Modification, Mortgage EPHRATA NAT'L BK
Dec 2, 2019	Grant Deed, Transfer REGAL ABSTRACT LP, REGAL ABS LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Deed Document Number	20196493814
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	1844 EMERALD WAY, MOUNT JOY, PA 17552-3213
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006509408
Date	Feb 25, 2020
Instrument	6509408

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER PA
Property Address	1844 EMERALD WAY, MOUNT JOY, PA 17552-3213
Document Number	0006534672
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 EMERALD WAY MOUNT JOY PA 175523213, MOUNT JOY, PA 17552-3213

Mortgage

Document Number	0006534672
Date	Jul 23, 2020
Instrument	6534672

Lender

Name	EPHRATA NAT'L BK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 2, 2019
Property Address	1844 EMERALD WAY, MOUNT JOY, PA 17552-3213
Document Number	0006493814
Instrument Date	Nov 27, 2019
Instrument	6493814
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	REGAL ABSTRACT LP, REGAL ABS LP

Transaction

Amount	Amount on Record
Tax	$960.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 SCHOOL LN STEVENS PA 175789404, STEVENS, PA 17578-9404

Tax Assessment & Valuation

The 2025 property tax bill for 1844 Emerald Way was $6,648 with a homeowner's exemption, up 3.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Rapho Township
Unified School District	Manheim Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,300 Land $61,800 Building $248,500	$310,300 Land $61,800 Building $248,500
2025	$6,648.00 (+3.49%)
2024	$6,424.00	$310,300 Land $61,800 Building $248,500
2018			$310,300 Land $61,800 Building $248,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1844 Emerald Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2006–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1844 Emerald Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091
Water Source	Groundwater influenced by surface water
Last State Inspection	Jan 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Upward Broadband, Verizon.

Nearby Properties on Emerald Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures