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1844 Cairnbrook Dr, Montgomery, AL 36106 Property Records

Montgomery County property record for 1844 Cairnbrook Dr, Montgomery, AL 36106

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,805 sqft · built 1972
Lot Size0.59 acres (25,831 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Nov 2017)
Tax Bill$809 (2023)
Deeds & MortgagesDec 2025 Second Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-05-22-4-001-009.000

Property Details

APN / Parcel Number

Primary APN10-05-22-4-001-009.000
Alternative APNs
  • 0310052204001009000
  • 248245

Interior

Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,805 sqft Living Area
1st Floor Area1,805 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area25,831 sqft (0.59 acres)
Lot Dimensions166 ft deep x 123 ft wide
Garage Area560 sqft
PorchPatio
Porch Area272 sqft
Patio Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number248245
Street Address1844 CAIRNBROOK DR
CityMONTGOMERY
StateAL
Zip36106-3032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-85
Legal Description1005224001009000
Legal Range18E
Legal Township16N
Legal Section22
Legal SubdivisionHEATHERTON HGTS 4
Legal Block2
Legal Lot Number9
JurisdictionMONTGOMERY AL
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2015
Census Tract3304

Owner

Source: Montgomery County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1844 CAIRNBROOK DR, MONTGOMERY, AL 36106-3032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GUILD MORTGAGE CO
May 18, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONST AR MORTGAGE LLC
Nov 6, 2017Warranty Deed, Transfer · FHA Mortgage
CERTAINTY HOME LOANS LLC
Feb 28, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2017 · Amount on Record
Deed SaleNov 6, 2017 · Amount on Record
Prior SaleFeb 28, 2017 · Amount on Record
Deed Document Number20175032-0785
Deed Book / Page5032 / 785
Prior Transfer DateJan 28, 2005
Prior Transfer Doc0030350460
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address1844 CAIRNBROOK DR, MONTGOMERY, AL 36106-3032
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063890334
DateDec 1, 2025
Book Page6389/334
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address1844 CAIRNBROOK DR, MONTGOMERY, AL 36106-3032
Transaction TypeMortgage
Record UpdatedOct 10, 2023
Title CompanySOURCE OF TITLE, SOURCE OF TITLE DEEP BOOK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055990218
DateMay 18, 2021
Book Page5599/218
Lender
NameNATIONST AR MORTGAGE LLC
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueDec 1, 2047

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateNov 6, 2017
Property Address1844 CAIRNBROOK DR, MONTGOMERY, AL 36106-3032
Document Number0050320785
Book / Page5032 / 0785
Map ReferenceMB23 PG107
Instrument DateNov 3, 2017
Instrument5032-0785
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressAL 00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8439 CROSSLAND LOOP, MONTGOMERY, AL 36117-8485

Mortgage

Document Number50320787
DateNov 6, 2017
Instrument5032-0787
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateFeb 28, 2017
Property Address1844 CAIRNBROOK DR, MONTGOMERY, AL 36106-3032
Document Number0049380192
Book / Page4938 / 192
Instrument DateFeb 23, 2017
Transaction TypeTransfer
Record UpdatedAug 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$50.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7027 HALCYON PARK DR MONTGOMERY AL 361177763, MONTGOMERY, AL 36117-7763

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Senior Citizen's exemption$18,840 (+8.71%) Land $3,000 Building $15,840$188,400 (+8.71%) Land $30,000 Building $158,400
2023$809.00 Homeowner's exemption$17,330 Land $3,000 Building $14,330$173,300 Land $30,000 Building $143,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber		10,000 / 10,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

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