18435 Midnight Stone Ln, Cypress, TX 77433 Property Records

Harris County property record for 18435 Midnight Stone Ln, Cypress, TX 77433

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,335 sqft · built 2023
Lot Size0.242 acres (10,525 sqft)
Owner2 Individual Names on File
Last Sale$533,835 (Jan 2024)
Tax Bill$13,157 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN146-154-001-0018

Property Details

APN / Parcel Number

Primary APN146-154-001-0018

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,335 sqft Living Area
1st Floor Area2,335 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area10,525 sqft (0.242 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1461540010018
Street Address18435 MIDNIGHT STONE LN
CityCYPRESS
StateTX
Zip77433-6886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 18 BLK 1 TOWNE LAKE SEC 65
Legal SubdivisionTOWNE LAKE SEC 6
Legal Block1
Legal Lot Number18
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group3
Census Block3045
Census Tract543007

Owner

18435 Midnight Stone Ln is owned and occupied by two individuals who bought it in January 2024.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address18435 MIDNIGHT STONE LN, CYPRESS, TX 77433-6886
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2024 · Amount on File
Deed SaleJan 17, 2024 · Amount on File
Deed Document Number202415653
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Recording DateJun 16, 2026
Property Address18435 MIDNIGHT STONE LN, CYPRESS, TX 77433-6886
Document Number0000237727
Instrument DateJun 10, 2026
Instrument2026237727
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address18435 MIDNIGHT STONE LN, CYPRESS, TX 77433-6886

Mortgage

Document Number0000237727,
DateJun 16, 2026
Instrument2026237727
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 18435 Midnight Stone Ln was $13,157 with a homeowner's exemption, up 437.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$504,944 (+3.02%) Land $99,330 Building $405,614$504,944 (+3.02%) Land $99,330 Building $405,614
2025$13,157.00 (+437.68%) Homeowner's exemption$490,157 Land $99,330 Building $390,827$490,157 Land $99,330 Building $390,827
2024$2,447.00
2023$82,775 Land $82,775$82,775 Land $82,775
2022$568.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18435 Midnight Stone Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 115 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims4 (2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18435 Midnight Stone Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCYPRESS CREEK RANCH
private · serves 276 people · EPA ID TX1013296
Water SourcePurchased groundwater from HARRIS COUNTY MUD 371
Last State InspectionOct 2024
Also Mapped HereHARRIS COUNTY MUD 502
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Midnight Stone Ln

Nearby Streets

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