18433 E Almond St, Clements, CA 95227 Property Records

San Joaquin County property record for 18433 E Almond St, Clements, CA 95227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,317 sqft · built 1946
Lot Size	0.217 acres (9,443 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2017)
Tax Bill	$4,473 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-230-140-000`

Property Details

APN / Parcel Number

Primary APN	`019-230-140-000`
Alternative APN	`019-230-14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,443 sqft (0.217 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	019-230-14
Street Address	18433 E ALMOND ST
City	CLEMENTS
State	CA
Zip	95227-7109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 11,10
Legal Subdivision	CLEMENTS ADD 03
Legal Block	2
Legal Lot Number	10,11
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	2
Census Block	2015
Census Tract	4704

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18433 E ALMOND ST, CLEMENTS, CA 95227-7109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Aug 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 17, 2017	Deed of Trust, Mortgage VITEK MTG
Jan 26, 2017	Grant Deed, Transfer · Conventional Mortgage VITEK MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Prior Sale	Feb 5, 2015 · Amount on Record
Deed Document Number	201710985
Last Transfer Date	Aug 2, 2021
Transfer Doc	0000132074
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 18, 2026
Property Address	18433 E ALMOND ST, CLEMENTS, CA 95227-7109
Document Number	0000074914
Instrument Date	Aug 11, 2026
Instrument	202674914
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	18433 E ALMOND ST, CLEMENTS, CA 95227-7109

Mortgage

Document Number	0000074914,
Date	Aug 18, 2026
Instrument	202674914

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 6, 2021
Property Address	18433 E ALMOND ST, CLEMENTS, CA 95227-7109
Document Number	0000132074
Map Reference	MB 13 PG 163
Instrument Date	Aug 2, 2021
Instrument	2021-132074
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18433 E ALMOND ST, CLEMENTS, CA 95227

Mortgage

Document Number	0000132075
Date	Aug 6, 2021
Instrument	2021-132075

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	18433 E ALMOND ST, CLEMENTS, CA 95227-7109
Document Number	0000010986
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18433 E ALMOND ST CLEMENTS CA 95227, CLEMENTS, CA 95227

Mortgage

Document Number	0000010986
Date	Jan 26, 2017
Instrument	10986

Lender

Name	VITEK MTG
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 26, 2017
Property Address	18433 E ALMOND ST, CLEMENTS, CA 95227-7109
Document Number	0000010985
Map Reference	MAP13 PG163
Instrument Date	Jan 13, 2017
Instrument	2017-010985
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 383, CLEMENTS, CA 95227-0383

Mortgage

Document Number	0000010986
Date	Jan 26, 2017
Instrument	2017-010986

Lender

Name	VITEK MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Mortgage

Document Number	0000010987
Date	Jan 26, 2017
Instrument	2017-010987

Lender

Name	VITEK REAL ESTATE INDUSTRIES GROUP INC
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95825

Agreement

Type	Negative Amortization
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,473.00 (+11.88%)
2025	$3,998.00 (+10.47%)	$278,536 (+4.04%) Land $97,486 Building $181,050
2023	$3,619.00 (+6.25%)	$267,721 Land $93,701 Building $174,020	$331,110
2022	$3,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEMENTS WATER WORKS #43 serves 264 people · EPA ID CA3900504
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile, Xfinity.

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