Cook County property record for 18432 Roy St, Lansing, IL 60438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,242 sqft · built 1939 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Oct 2017) |
| Tax Bill | $6,067 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-32-320-012 |
| Primary APN | 30-32-320-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 18432 ROY ST |
|---|---|
| City | LANSING |
| State | IL |
| Zip | 60438-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 15E |
| Legal Township | 36N |
| Legal Section | 32 |
| Legal Subdivision | SCHULTZ PARK |
| Legal Lot Number | 361 |
| Jurisdiction | COOK IL |
| Township / Civil Division | THORNTON |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 828100 |
18432 Roy St is owned and occupied by an individual who bought it in October 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18432 ROY ST, LANSING, IL 60438-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Oct 18, 2017 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on File |
| Deed Sale | Oct 18, 2017 · Amount on File |
| Prior Sale | Mar 17, 2015 · Amount on File |
| Deed Document Number | 201749156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 18432 ROY ST, LANSING, IL 60438-3234 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Title Company | PRO TITLE GROUP INC |
| Name | Verified Name |
|---|
| Document Number | 0004720338 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2104720338 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Rate | 2.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 18, 2017 |
| Property Address | 18432 ROY ST, LANSING, IL 60438-3234 |
| Document Number | 1729149156 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 29149156 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18432 ROY ST LANSING IL 604383234, LANSING, IL 60438-3234 |
| Document Number | 1729149157 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 29149157 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 17, 2047 |
| Rate | 4.25% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Thornton Township |
| Municipality | Lansing Village |
| Elementary School District | Lansing School District 158 (PK - 08) |
| Secondary School District | Thornton Fractional Township High School District 215 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,855 Land $4,538 Building $11,317 | $158,550 Land $45,380 Building $113,170 | |
| 2023 | $6,067.00 (+30.5%) | ||
| 2022 | $4,649.00 Homeowner's exemption | $10,575 Land $3,918 Building $6,657 | $105,750 Land $39,180 Building $66,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18432 Roy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18432 Roy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING serves 29,076 people · EPA ID IL0311590 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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