18432 105th St, Sheffield, IA 50475 Property Records

Cerro Gordo County property record for 18432 105th St, Sheffield, IA 50475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,148 sqft · built 1920
Lot Size	16.7 acres (730,066 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2025)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`153610000600`

Property Details

APN / Parcel Number

Primary APN	`153610000600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Basement Area	1,148 sqft
Finished Basement	300 sqft
Unfinished Basement	848 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Contemporary
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	730,066 sqft (16.7 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	72 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18432 105TH ST
City	SHEFFIELD
State	IA
Zip	50475-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 17-7/8 AC E 90 AC NW1/4 36-94-20
Legal Subdivision	GENESEO TWN ACREAGES
Jurisdiction	CERRO GORDO IA
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2187
Census Tract	951000

Owner

18432 105th St is owned and occupied by an individual who bought it in January 2025.

Source: Cerro Gordo County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	18432 105TH ST, SHEFFIELD, IA 50475-9010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Warranty Deed, Transfer · Closed-End Mortgage FARMERS STATE BANK
May 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2025 · Amount on File
Deed Sale	Jan 16, 2025 · Amount on File
Deed Document Number	2025284
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	02021/3417
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Jan 16, 2025
Property Address	18432 105TH ST, SHEFFIELD, IA 50475-9010
Document Number	002025/284
Book / Page	2025 / 284
Instrument Date	Jan 16, 2025
Instrument	2025-284
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18432 105TH ST, SHEFFIELD, IA 50475-9010

Mortgage

Document Number	0002025285
Date	Jan 16, 2025
Instrument	2025-285

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	63 Months
Due	Apr 1, 2030

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CERRO GORDO IA
Recording Date	May 4, 2021
Property Address	18432 105TH ST, SHEFFIELD, IA 50475-9010
Document Number	02021/3417
Book / Page	2021 / 3417
Instrument Date	May 4, 2021
Instrument	2021-3417
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	71 BRIARSTONE CT APT 4, 4, MASON CITY, IA 50401-4653

Tax Assessment & Valuation

The 2025 property tax bill for 18432 105th St was $2,382.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,382.00	$241,090 Land $107,660 Building $133,430	$241,090 Land $107,660 Building $133,430
2024	$2,382.00
2023		$222,530 (+2,530.38%) Land $107,660 Building $114,870	$222,530 (+2,530.38%) Land $107,660 Building $114,870
2022	$168.00 Additional exemption filed	$8,460 Land $8,460	$8,460 Land $8,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18432 105th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18432 105th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

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