Pasco County property record for 18431 Rococo Rd, Spring Hill, FL 34610
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,622 sqft · built 2020 |
| Lot Size | 0.21 acres (9,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,100 (Dec 2020) |
| Tax Bill | $8,111 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-0040-01100-0100 |
| Primary APN | 04-25-18-0040-01100-0100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,622 sqft Living Area |
| Gross Area | 3,290 sqft |
| 1st Floor Area | 2,622 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,162 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 668 sqft |
| Pool Area | 312 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 18431 ROCOCO RD |
|---|---|
| City | SPRING HILL |
| State | FL |
| Zip | 34610-0139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | TALAVERA PHASE 1A-3 PB 74 PG 095 BLOCK 11 LOT 10 |
| Legal Range | 18E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | TALAVERA |
| Legal Tract | 40 |
| Legal Block | 11 |
| Legal Lot Number | 10 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 31901 |
Source: Pasco County records · APN 04-25-18-0040-01100-0100
Assessment roll updated December 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18431 ROCOCO RD, SPRING HILL, FL 34610-0139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 22, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 30, 2020 | Grant Deed, Subdivision Related Transfer PGP TITLE |
| Oct 24, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Deed Document Number | 2020223708 |
| Deed Book / Page | 10248 / 816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18431 ROCOCO RD, SPRING HILL, FL 34610-0139 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 18431 ROCOCO RD, SPRING HILL, FL 34610-0139 |
| Document Number | 0112893430 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 11289/3430 |
| Instrument | 2025186116 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18431 ROCOCO RD, SPRING HILL, FL 34610-0139 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0103041774 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 10304/1774 |
| Instrument | 2021055254 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 30, 2020 |
| Property Address | 18431 ROCOCO RD, SPRING HILL, FL 34610-0139 |
| Document Number | 0102480816 |
| Book / Page | 010248 / 000816 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 223708 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,304.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18431 ROCOCO RD SPRING HILL FL 346100139, SPRING HILL, FL 34610-0139 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 24, 2017 |
| Property Address | 18431 ROCOCO RD, SPRING HILL, FL 34610-0139 |
| Document Number | 0096231397 |
| Book / Page | 009623 / 001397 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 167560 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $34,871.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2662 S FALKENBURG RD RIVERVIEW FL 335782553, RIVERVIEW, FL 33578-2553 |
| Investor | Possibly a Property Investor |
Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,900 (+2.9%) | $449,065 (-2.23%) Land $78,931 Building $370,134 | |
| 2025 | $8,111.00 (+4.5%) Homeowner's exemption | $346,850 (+6.39%) Land $78,931 Building $267,919 | $459,312 (+3.24%) Land $78,931 Building $380,381 |
| 2023 | $7,762.00 (+7.48%) Additional exemption filed | $326,020 (+3%) Land $56,656 Building $269,364 | $444,884 (+16.55%) Land $56,656 Building $388,228 |
| 2022 | $7,222.00 Homeowner's exemption | $316,530 Land $47,356 Building $269,174 | $381,696 Land $47,356 Building $334,340 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 146 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 14 (1992–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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