18430 Meadow Ridge Rd, Salinas, CA 93907 Property Records

Monterey County property record for 18430 Meadow Ridge Rd, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,070 sqft · built 1990
Lot Size	1.16 acres (50,738 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Apr 2026)
Tax Bill	$13,900 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125-603-002-000`

Property Details

APN / Parcel Number

Primary APN	`125-603-002-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,070 sqft Living Area
1st Floor Area	3,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	50,738 sqft
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	18430 MEADOW RIDGE RD
City	SALINAS
State	CA
Zip	93907-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COUNTRY MEADOWS UNITS 3 & 4 TRACT 1079 LOT 59 1.10 AC
Legal Subdivision	COUNTRY MEADOWS UNITS 3 & 4
Legal Tract	1079
Legal Block	2
Legal Lot Number	59
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2000
Census Tract	10501

Owner

18430 Meadow Ridge Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18430 MEADOW RIDGE RD, SALINAS, CA 93907-1648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Apr 30, 2026	Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Nov 30, 2006 · Amount on File
Deed Document Number	202614414
Prior Transfer Date	Jan 24, 1996
Prior Transfer Doc	0000009211
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18430 MEADOW RIDGE RD, SALINAS, CA 93907-1648
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18430 MEADOW RIDGE RD, SALINAS, CA 93907-1648

Mortgage

Document Number	0000039663
Date	Oct 24, 2025
Instrument	2025039663

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.76%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 30, 2026
Property Address	18430 MEADOW RIDGE RD, SALINAS, CA 93907-1648
Document Number	0000014414
Instrument Date	Apr 13, 2026
Instrument	202614414
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119,432.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18430 MEADOW RIDGE RD, SALINAS, CA 93907-1648

Mortgage

Document Number	0000014415,
Date	Apr 30, 2026
Instrument	202614415

Lender

Name	PROVIDENT SAVINGS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 18430 Meadow Ridge Rd was $13,900, up 2.3% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,298,244 (+2%) Land $478,298 Building $819,946
2025	$13,900.00 (+2.26%) Homeowner's exemption	$1,272,789 Land $468,920 Building $803,869
2024	$13,593.00 (+5.7%)
2023	$12,860.00 (+12.48%) Homeowner's exemption	$1,178,000 Land $434,000 Building $744,000
2022	$11,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18430 Meadow Ridge Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18430 Meadow Ridge Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Xfinity.

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