18430 E Locust Rd, Virginia, NE 68458 Property Records

Gage County property record for 18430 E Locust Rd, Virginia, NE 68458

Property Summary

Property Type	Rural Home
Details	3 bd · 1.75 ba · 1,700 sqft · built 1993
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2022 Refinance
Flood Zone	Zone A (high risk)
APN	`005864000`

Property Details

APN / Parcel Number

Primary APN	`005864000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	1,072 sqft
1st Floor Area	1,700 sqft
Basement Area	1,700 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	3,484,800 sqft (80 acres)
Garage Type	Detached
Garage Area	320 sqft
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18430 E LOCUST RD
City	VIRGINIA
State	NE
Zip	68458-8227
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	SEC 13-3-8 W 1/2 SE 80.00 AC
Legal Range	08
Legal Township	03
Legal Section	13
Jurisdiction	GAGE NE
Township / Civil Division	SHERMAN
Census Block Group	2
Census Block	2135
Census Tract	964600

Owner

18430 E Locust Rd, a rural home, is owner-occupied and held in a trust since February 2025.

Source: Gage County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	18430 E LOCUST RD, VIRGINIA, NE 68458-8227
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA
Mar 28, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 2025
Transfer Doc	0000000468
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	18430 E LOCUST RD, VIRGINIA, NE 68458-8227
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 STOUT, WESTERN, NE 68464-2294

Mortgage

Document Number	0202203932
Date	Dec 9, 2022
Instrument	2022-03932

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GAGE NE
Recording Date	Mar 28, 2022
Property Address	18430 E LOCUST RD, VIRGINIA, NE 68458-8227
Document Number	0202201008
Instrument Date	Mar 28, 2022
Instrument	2022-01008
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202201009
Date	Mar 28, 2022
Instrument	2022-01009

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 18430 E Locust Rd was $1,673.

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Sherman Township
Unified School District	Lewiston Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,925 (+6.38%) Land $205,945 Building $85,980	$343,411 (+25.15%) Land $257,431 Building $85,980
2025	$1,673.00	$274,405 Land $203,450 Building $70,955	$274,405 Land $203,450 Building $70,955
2023	$1,969.00	$179,170 Land $153,185 Building $25,985	$179,170 Land $153,185 Building $25,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18430 E Locust Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18430 E Locust Rd is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 93% of Nebraska
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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