1843 State Rte 145, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 1843 State Rte 145, Middleburgh, NY 12122

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,610 sqft · built 1890
Lot Size	9.5 acres (413,820 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,840 (2026)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`433889 118.-4-3`

Property Details

APN / Parcel Number

Primary APN	`433889 118.-4-3`
Alternative APNs	`388911800000040030000000` `495J101195`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,610 sqft Total Area
1st Floor Area	1,500 sqft
2nd Floor Area	1,110 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	413,820 sqft (9.5 acres)
Lot Width	150 ft Width

Exterior Amenities

Porch	Patio
Porch Area	754 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	495J101195
Street Address	1843 STATE ROUTE 145
City	MIDDLEBURGH
State	NY
Zip	12122-5314
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HB
Legal Block	4
Legal Lot Number	3.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	4
Census Block	4032
Census Tract	740700

Owner

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1843 STATE ROUTE 145, MIDDLEBURGH, NY 12122-5314
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 15, 2022
Transfer Doc	0001181/62
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Dec 27, 2022
Property Address	1843 STATE ROUTE 145, MIDDLEBURGH, NY 12122-5314
Document Number	0001181/62
Book / Page	1181 / 62
Instrument Date	Dec 15, 2022
Instrument	819987
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1839 STATE ROUTE 145, MIDDLEBURGH, NY 12122-5314

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,840.00 (+2.33%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$4,730.00 (+141.7%)	$92,700 (-) Land $19,500 Building $73,200	$199,355 (+9.68%) Land $41,936 Building $157,419
2023		$92,700 (-) Land $19,500 Building $73,200	$181,765 (+5.88%) Land $38,235 Building $143,530
2022		$92,700 Land $19,500 Building $73,200	$171,667 Land $36,111 Building $135,556
2021	$1,957.00 (-45.46%)
2020	$3,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	98 (1978–2021)
Claims Outside the SFHA	8 of 98
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 26 claims Severe Storms And Flooding, Apr 2005 · 22 claims Flooding, Apr 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100

May also be available: T-Mobile.

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