1843 Oswego Ct, Tracy, CA 95304 Property Records

San Joaquin County property record for 1843 Oswego Ct, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,499 sqft · built 2000
Lot Size0.121 acres (5,250 sqft)
OwnerIndividual Name on Record
Last Sale$635,000 (Jan 2021)
Tax Bill$8,103 (2026)
Deeds & MortgagesNov 2021 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN252-220-530-000

Property Details

APN / Parcel Number

Primary APN252-220-530-000
Alternative APN
  • 252-220-53

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,499 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,250 sqft (0.121 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number252-220-53
Street Address1843 OSWEGO CT
CityTRACY
StateCA
Zip95304-5834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2000-FM PT 252-050-15 PER EASTLAKE UNIT NO. 2
Legal SubdivisionEASTLAKE
Legal Block2
Legal Lot Number53
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2006
Census Tract5215

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1814 WALNUT ST, B, ALAMEDA, CA 94501-7012
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 6, 2021Grant Deed, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2021 · Amount on Record
Deed SaleJan 6, 2021 · Amount on Record
Prior SaleSep 22, 2008 · Amount on Record
Deed Document Number20212080
Prior Transfer DateSep 16, 2008
Prior Transfer Doc0000153766
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1843 OSWEGO CT, TRACY, CA 95304-5834
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 OSWEGO CT, TRACY, CA 95304-5834

Mortgage

Document Number0000191199
DateNov 16, 2021
Instrument2021-191199
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 6, 2021
Property Address1843 OSWEGO CT, TRACY, CA 95304-5834
Document Number0000002080
Map ReferenceVOL 34 PG 40
Instrument DateJan 1, 2021
Instrument2021-002080
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1843 OSWEGO CT, TRACY, CA 95304-5834

Mortgage

Document Number0000002081
DateJan 6, 2021
Instrument2021-002081
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJan 1, 2028
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change6.75%
Index1-Year LIBOR
Max Rate10.7%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,103.00 (+0.01%)
2025$8,102.00 (+10.16%)$687,344 (+4.04%) Land $140,716 Building $546,628
2023$7,355.00 (+2.1%)$660,654 Land $135,252 Building $525,402$773,730
2022$7,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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