1843 Lillian Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1843 Lillian Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,360 sqft · built 1987
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (May 2021)
Tax Bill$2,828 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN0126314460000F6310

Property Details

APN / Parcel Number

Primary APN0126314460000F6310
Alternative APN
  • 95087

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,360 sqft Heated Area
1st Floor Area1,008 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage Area336 sqft
PorchEnclosed Porch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number95087
Street Address1843 LILLIAN DR
CitySAINT CLOUD
StateFL
Zip34771-9766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionOAKWOOD SHORES UNIT 1 PB 1 PG 358 BLK F LOT 631 & N 1/2 LOT 630
Legal Range31E
Legal Township26S
Legal Section01
Legal SubdivisionOAKWOOD SHORES
Legal Tract4460
Legal BlockF
Legal Lot Number630-631
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1043
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1843 LILLIAN DR, SAINT CLOUD, FL 34771-9766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMay 25, 2021 · Amount on Record
Deed SaleMay 25, 2021 · Amount on Record
Prior SaleSep 3, 2010 · Amount on Record
Deed Document Number2021080685
Deed Book / Page5965 / 1909
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 25, 2021
Property Address1843 LILLIAN DR, SAINT CLOUD, FL 34771-9766
Document Number0059651909
Book / Page5965 / 1909
Map ReferenceMB 1 PG 358
Instrument DateMay 17, 2021
Instrument2021080685
Transaction TypeTransfer
Record UpdatedJun 10, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1828 RICHARDSON DR, 1828, SAINT CLOUD, FL 34771-9460

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1843 LILLIAN DR, SAINT CLOUD, FL 34771-9766

Mortgage

Document Number59651910
DateMay 25, 2021
Instrument5965/1910
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,828.00 (+8.31%) Homeowner's exemption$193,551 (+5.99%)$235,900 (+11.06%) Land $42,000 Building $193,900
2023$2,611.00 (+4.73%) Homeowner's exemption$182,619 (+3%)$212,400 (+19.8%) Land $45,000 Building $167,400
2022$2,493.00 Homeowner's exemption$177,300 Land $35,000 Building $142,300$177,300 Land $35,000 Building $142,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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