Santa Rosa County property record for 1843 Iris Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,865 sqft · built 1986 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Nov 2020) |
| Tax Bill | $176 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-00900-0130 |
| Primary APN | 18-2S-26-1920-00900-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,865 sqft Living Area |
| Gross Area | 2,695 sqft |
| 1st Floor Area | 1,865 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1843 IRIS LN |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 13 BLK 9 AS DES IN OR 4029 PG 1853 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 10820 |
1843 Iris Ln is owned and occupied by two individuals who bought it in November 2020.
Source: Santa Rosa County records, as of April 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1843 IRIS LN, NAVARRE, FL 32566-8314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit EGLIN FEDERAL CREDIT UNION |
| Nov 16, 2020 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Sep 28, 2018 | Grant Deed, Transfer BAY NATIONAL TITLE, BAY NAT'L TITLE |
| Aug 1, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on File |
| Deed Sale | Nov 16, 2020 · Amount on File |
| Prior Sale | Sep 28, 2018 · Amount on File |
| Deed Document Number | 202060999 |
| Deed Book / Page | 4029 / 1853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 7, 2026 |
| Property Address | 1843 IRIS LN, NAVARRE, FL 32566-8314 |
| Document Number | 0000017211 |
| Book / Page | 4729 / 558 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202617211 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1843 IRIS LN, NAVARRE, FL 32566-8314 |
| Document Number | 0000017211, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 4729/558 |
| Instrument | 202617211 |
| Name | EGLIN FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 16, 2020 |
| Property Address | 1843 IRIS LN, NAVARRE, FL 32566-8314 |
| Document Number | 0040291853 |
| Book / Page | 4029 / 1853 |
| Map Reference | MB B PG 155 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 202060999 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1843 IRIS LN, 1843, NAVARRE, FL 32566-8314 |
| Name | Verified Name |
|---|---|
| Address | 2528 HOUSTON CIR, GULF BREEZE, FL 32563-9750 |
| Document Number | 0040291856 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 4029/1856 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 28, 2018 |
| Property Address | 1843 IRIS LN, NAVARRE, FL 32566-8314 |
| Document Number | 0037700934 |
| Book / Page | 003770 / 000934 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 42105 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | BAY NATIONAL TITLE, BAY NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,115.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6903D SEA TURTLE CIR NAVARRE FL 325667470, NAVARRE, FL 32566-7470 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 1, 2018 |
| Property Address | 1843 IRIS LN, NAVARRE, FL 32566-8314 |
| Document Number | 0037521962 |
| Book / Page | 003752 / 001962 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 32696 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 5, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,104.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $257,249 (+2.9%) | $329,099 (+2.73%) Land $75,000 Building $254,099 | |
| 2024 | $176.00 (+7.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $249,999 (+3%) | $320,353 (+4.2%) Land $75,000 Building $245,353 |
| 2023 | $164.00 (-93.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $242,717 (+3%) | $307,450 (+9.33%) Land $65,000 Building $242,450 |
| 2022 | $2,403.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $235,648 | $281,218 Land $50,000 Building $231,218 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1843 Iris Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 215 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 215 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1843 Iris Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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