1843 Curtis Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 1843 Curtis Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2026)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-30-4022-000`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-30-4022-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1843 CURTIS RD
City	BIRCH RUN
State	MI
Zip	48415-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 104 FT OF E 832 FT OF S 250 FT OF SE 1/4 -- 0.60 ACRE SEC 30 T11N R5E
Legal Range	05E
Legal Township	11N
Legal Section	30
Legal Subdivision	LENK SUB
Legal Lot Number	8
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2033
Census Tract	11702

Owner

1843 Curtis Rd is owned and occupied by an individual who bought it in August 2026.

Source: Saginaw County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1843 CURTIS RD, BIRCH RUN, MI 48415-8914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Balloon Mortgage FRANKENMUTH CREDIT UNION
May 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 1, 2026	Quit Claim Deed, Transfer HOMELAND TITLE, HOMELAND TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	May 28, 2026 · Amount on File
Deed Document Number	202621259
Prior Transfer Date	Sep 25, 2014
Prior Transfer Doc	0000027546
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 19, 2026
Property Address	1843 CURTIS RD, BIRCH RUN, MI 48415-8914
Document Number	0000021259
Instrument Date	Aug 18, 2026
Instrument	202621259
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1843 CURTIS RD, BIRCH RUN, MI 48415-8914

Mortgage

Document Number	0000021202,
Date	Aug 19, 2026
Instrument	202621202

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2031

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 28, 2026
Property Address	1843 CURTIS RD, BIRCH RUN, MI 48415-8914
Document Number	0000014292
Instrument Date	May 8, 2026
Instrument	202614292
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8350 BUTTERNUT CREEK DR, MOUNT MORRIS, MI 48458-9711

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 1, 2026
Property Address	1843 CURTIS RD, BIRCH RUN, MI 48415-8914
Document Number	0000006485
Instrument Date	Apr 1, 2026
Instrument	20266485
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	HOMELAND TITLE, HOMELAND TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1843 CURTIS RD, BIRCH RUN, MI 48415-8914

Tax Assessment & Valuation

The 2025 property tax bill for 1843 Curtis Rd was $1,427.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,800 (+2.41%)	$93,600 (+2.41%)
2025	$1,427.00 Homeowner's exemption	$45,700	$91,400
2023		$39,300	$78,600
2022	$1,135.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1843 Curtis Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1986–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1843 Curtis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPAULDING TOWNSHIP serves 2,153 people · EPA ID MI0006210
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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