1843 Cottage Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1843 Cottage Ave E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 740 sqft · built 1928
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Apr 2020)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-22-32-0095`

Property Details

APN / Parcel Number

Primary APN	`23-29-22-32-0095`
Alternative APNs	`8566729` `608287`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	740 sqft Living Area
1st Floor Area	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	126 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	608287
Street Address	1843 COTTAGE AVE E
City	SAINT PAUL
State	MN
Zip	55119-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYDEN HEIGHTS EX W 2O FT LOT 51 AND ALL OF LOT 52 BLK 10
Legal Range	22
Legal Township	29
Legal Section	23
Legal Subdivision	HAYDEN HEIGHTS
Legal Block	10
Legal Lot Number	51,52
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4003
Census Tract	30702

Owner

1843 Cottage Ave E is owned and occupied by an individual who bought it in April 2020.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1843 COTTAGE AVE E, SAINT PAUL, MN 55119-4503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 3, 2020	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC
Mar 24, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Prior Sale	Mar 24, 2020 · Amount on File
Deed Document Number	20202662801
Prior Transfer Date	Jul 13, 2016
Prior Transfer Doc	0002565216
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1843 COTTAGE AVE E, SAINT PAUL, MN 55119-4503
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04938459
Date	Mar 16, 2022
Instrument	A04938459

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1843 COTTAGE AVE E, SAINT PAUL, MN 55119-4503
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04938131
Date	Mar 15, 2022
Instrument	A04938131

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 3, 2020
Property Address	1843 COTTAGE AVE E, SAINT PAUL, MN 55119-4503
Document Number	0002662801
Instrument Date	Mar 17, 2020
Instrument	2662801
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Tax	$541.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1843 COTTAGE AVE E ST PAUL MN 551194503, ST PAUL, MN 55119-4503

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 24, 2020
Property Address	1843 COTTAGE AVE E, SAINT PAUL, MN 55119-4503
Document Number	0004803318
Instrument Date	Mar 17, 2020
Instrument	4803318
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1843 COTTAGE AVE E ST PAUL MN 551194503, ST PAUL, MN 55119-4503

Mortgage

Document Number	4803319
Date	Mar 24, 2020
Instrument	4803319

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1843 Cottage Ave E was $4,228.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,300 Land $35,000 Building $207,300	$242,300 Land $35,000 Building $207,300
2025	$4,228.00
2023	$3,756.00	$224,500 Land $25,000 Building $199,500	$224,500 Land $25,000 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1843 Cottage Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1843 Cottage Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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