18427 Dembridge Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18427 Dembridge Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,103 sqft · built 1997
Lot Size	0.381 acres (16,596 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Apr 2009)
Tax Bill	$8,747 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-412-41`

Property Details

APN / Parcel Number

Primary APN	`007-412-41`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,103 sqft Living Area
Gross Area	4,875 sqft
1st Floor Area	2,245 sqft
Upper Floors Area	1,509 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Other
Lot Area	16,596 sqft (0.381 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	772 sqft
Porch	Finished/Open Porch
Porch Area	161 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18427 DEMBRIDGE DR
City	DAVIDSON
State	NC
Zip	28036-7819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	L1 B1 M27-108
Legal Subdivision	RIVER RUN PH III-D MAP 01
Legal Block	1
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2046
Census Tract	6404

Owner

18427 Dembridge Dr is owned and occupied by two individuals who bought it in April 2009.

Source: Mecklenburg County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18427 DEMBRIDGE DR, DAVIDSON, NC 28036-7819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Oct 12, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2009 · Amount on File
Deed Sale	Apr 22, 2009 · Amount on File
Deed Document Number	200954970
Deed Book / Page	24664 / 45
Prior Transfer Date	May 19, 2005
Prior Transfer Doc	0000103159
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 8, 2026
Property Address	18427 DEMBRIDGE DR, DAVIDSON, NC 28036-7819
Document Number	0000060773
Book / Page	40486 / 179
Instrument Date	Jun 4, 2026
Instrument	202660773
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18427 DEMBRIDGE DR, DAVIDSON, NC 28036-7819

Mortgage

Document Number	0000060773,
Date	Jun 8, 2026
Book Page	40486/179
Instrument	202660773

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18427 DEMBRIDGE DR, DAVIDSON, NC 28036-7819
Document Number	0000143399
Book / Page	032216 / 000279
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18427 DEMBRIDGE DR DAVIDSON NC 280367819, DAVIDSON, NC 28036-7819

Mortgage

Document Number	0000143399
Date	Oct 24, 2017
Book Page	032216/000279
Instrument	143399

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,747.00	$1,145,800 Land $240,000 Building $905,800	$1,145,800 Land $240,000 Building $905,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18427 Dembridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18427 Dembridge Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

May also be available: Verizon.

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