18424 Gate Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 18424 Gate Rd, Culpeper, VA 22701

Property Summary

Property Type	Commercial
Details	1 ba · 17,100 sqft · built 2015
Lot Size	6.02 acres (262,362 sqft)
Owner	Company Name on Record
Tax Bill	$23,811 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-6-F`

Property Details

APN / Parcel Number

Primary APN	`51-6-F`
Alternative APN	`8559`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	17,100 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Metal

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	262,362 sqft (6.02 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8559
Street Address	18424 GATE RD
City	CULPEPER
State	VA
Zip	22701-4177
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C3
Legal Description	LOVERS LANE PF 2/795-796
Legal Subdivision	RESIDUE AREA
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	1
Census Block	1014
Census Tract	930502

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	763 MADISON RD, 205, CULPEPER, VA 22701-3342
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF THE CHESAPEAKE
May 18, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/CHESAPEAKE
May 12, 2017	Loan Modification, Mortgage · Line of Credit COMMUNITY BK/CHESAPEAKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020
Deed Sale	Dec 22, 2020
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	20209257
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	18424 GATE RD, CULPEPER, VA 22701-4177
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001614
Date	Mar 4, 2022
Instrument	220001614

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	18424 GATE RD, CULPEPER, VA 22701-4177
Document Number	180002700
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	180002700
Date	May 21, 2018
Instrument	2700

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CULPEPER VA
Property Address	18424 GATE RD, CULPEPER, VA 22701-4177
Document Number	170002879
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18414 GATE RD CULPEPER VA 22701, CULPEPER, VA 22701

Mortgage

Document Number	170002879
Date	May 31, 2017
Instrument	2879

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank
Address	3035 LEONARD HOUSE RD, WALDORF, MD 20601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,811.00 (+%)	$5,537,400 (+4.21%) Land $903,500 Building $4,633,900	$5,537,400 (+4.21%) Land $903,500 Building $4,633,900
2024	$23,810.00 (-2.59%)
2023	$24,442.00	$5,313,600 Land $903,500 Building $4,410,100	$5,313,600 Land $903,500 Building $4,410,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: T-Mobile, Xfinity.

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