18423 Table Ridge Rd, Huson, MT 59846 Property Records

Missoula County property record for 18423 Table Ridge Rd, Huson, MT 59846

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,716 sqft · built 2021
Lot Size	20 acres (871,200 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,941 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0475601`

Property Details

APN / Parcel Number

Primary APN	`R0475601`
Alternative APNs	`04-2427-23-1-01-03-0000` `0003201602` `3201602`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,716 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	3,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modern
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	871,200 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	0003201602
Street Address	18423 TABLE RIDGE RD
City	HUSON
State	MT
Zip	59846-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S23, T15 N, R22 W, C.O.S. 4201, PARCEL 3
Legal Range	22W
Legal Township	15N
Legal Section	23
Legal Subdivision	CERTIFICATE/SURV 4201 01-6
Legal Tract	3
Legal Block	2
Legal Lot Number	3
Jurisdiction	MISSOULA MT
Township / Civil Division	FRENCHTOWN-WYE
Census Block Group	2
Census Block	2072
Census Tract	1602

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	18423 TABLE RIDGE RD, HUSON, MT 59846-8507
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 21, 2021	Deed of Trust, Mortgage · Construction Mortgage STOCKMAN BANK
Nov 21, 2019	Grant Deed, Mortgage · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021
Deed Sale	Feb 5, 2021
Deed Document Number	20213398
Deed Book / Page	1049 / 328
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	18423 TABLE RIDGE RD, HUSON, MT 59846-8507
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010810595
Date	Sep 12, 2022
Book Page	1081/595
Instrument	202216637

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	9.15%
Index	1-Year CMT
Margin	3
Max Rate	9.15%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	18423 TABLE RIDGE RD, HUSON, MT 59846-8507
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010540084
Date	Apr 21, 2021
Book Page	1054/84
Instrument	202110154

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MISSOULA, MT 59808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jan 1, 2022

Interest

Rate Type	Adjustable Rate

November 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MISSOULA MT
Recording Date	Nov 21, 2019
Property Address	18423 TABLE RIDGE RD, HUSON, MT 59846-8507
Document Number	0010220067
Book / Page	001022 / 000067
Instrument Date	Nov 18, 2019
Instrument	20532
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16862 BECKWITH ST FRENCHTOWN MT 598349000, FRENCHTOWN, MT 59834-9000

Mortgage

Document Number	10220067
Date	Nov 21, 2019
Book Page	001022/000067
Instrument	20532

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	3615 BROOKS ST, MISSOULA, MT 59801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Unified School District	Frenchtown K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,420,044 (-) Land $134,854 Building $1,285,190	$1,420,044 (-) Land $134,854 Building $1,285,190
2025	$9,941.00 (-6.05%)	$1,420,044 (+15.93%)	$1,420,044 (+15.93%) Land $134,854 Building $1,285,190
2023	$10,581.00	$1,224,947	$1,224,947 Land $91,647 Building $1,133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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