Montgomery County property record for 18420 Polynesian Ln, Boyds, MD 20841
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,224 sqft · built 2005 |
| Lot Size | 0.224 acres (9,734 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $820,121 (Jun 2005) |
| Tax Bill | $11,086 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03310260 |
| Primary APN | 06-03310260 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,224 sqft Living Area |
| Gross Area | 5,701 sqft |
| 1st Floor Area | 2,055 sqft |
| Basement Area | 1,156 sqft |
| Finished Basement | 1,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,734 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03310260 |
|---|---|
| Street Address | 18420 POLYNESIAN LN |
| City | BOYDS |
| State | MD |
| Zip | 20841-4312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | HOYLES MILL VILLAGE SEC 2B |
| Legal Subdivision | HOYLES MILL VILLAGE |
| Legal Block | AA |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 700611 |
18420 Polynesian Ln is owner-occupied and held in a trust since June 2005.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 18420 POLYNESIAN LN, BOYDS, MD 20841-4312 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2005 · Amount on File |
| Deed Sale | Jun 2, 2005 · Amount on File |
| Deed Document Number | 200517592 |
| Deed Book / Page | 29977 / 451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18420 POLYNESIAN LN, BOYDS, MD 20841-4312 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18420 POLYNESIAN LN, BOYDS, MD 20841-4312 |
| Document Number | 0664400478 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 66440/478 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 470 Months |
| Due | Dec 5, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18420 POLYNESIAN LN, BOYDS, MD 20841-4312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | HOME TEAM TITLE |
| Name | Verified Name |
|---|---|
| Address | 18420 POLYNESIAN LN, BOYDS, MD 20841-4312 |
| Document Number | 0611300142 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 61130/142 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18420 POLYNESIAN LN, BOYDS, MD 20841-4312 |
| Document Number | 0595430458 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18420 POLYNESIAN LN BOYDS MD 208414312, BOYDS, MD 20841-4312 |
| Document Number | 0595430458 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 059543/000458 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2050 |
The 2025 property tax bill for 18420 Polynesian Ln was $11,086.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $908,667 (+3.38%) | $938,400 (-) Land $234,400 Building $704,000 | |
| 2025 | $11,086.00 | $878,933 | $938,400 Land $234,400 Building $704,000 |
| 2023 | $810,000 | $849,200 Land $223,200 Building $626,000 | |
| 2022 | $9,362.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18420 Polynesian Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18420 Polynesian Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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