18420 Doves Crest Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18420 Doves Crest Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,132 sqft · built 2018
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Jan 2019)
Tax Bill	$6,418 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-122-22`

Property Details

APN / Parcel Number

Primary APN	`007-122-22`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,132 sqft Living Area
Gross Area	4,743 sqft
1st Floor Area	1,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Other
Lot Area	17,032 sqft (0.391 acres)
Garage Type	Attached
Garage Area	611 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18420 DOVES CREST RD
City	CORNELIUS
State	NC
Zip	28031-0409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L10 M61-95
Legal Subdivision	BEVERLY
Legal Block	2
Legal Lot Number	10
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1074
Census Tract	6409

Owner

Source: Mecklenburg County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18420 DOVES CREST RD, CORNELIUS, NC 28031-0409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 17, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 21, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST MIDWEST BANK
Nov 19, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST MIDWEST BANK
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Deed Document Number	20196469
Deed Book / Page	33234 / 707
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 31, 2026
Property Address	18420 DOVES CREST RD, CORNELIUS, NC 28031-0409
Document Number	0000094180
Book / Page	40686 / 909
Instrument Date	Aug 26, 2026
Instrument	202694180
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18420 DOVES CREST RD, CORNELIUS, NC 28031-0409

Mortgage

Document Number	0000094180,
Date	Aug 31, 2026
Book Page	40686/909
Instrument	202694180

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18420 DOVES CREST RD, CORNELIUS, NC 28031-0409
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18420 DOVES CREST RD, CORNELIUS, NC 28031-0409

Mortgage

Document Number	0000097703
Date	May 17, 2021
Book Page	36073/291
Instrument	2021097703

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18420 DOVES CREST RD, CORNELIUS, NC 28031-0409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132445
Date	Aug 21, 2020
Book Page	34958/1
Instrument	2020132445

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18420 DOVES CREST RD, CORNELIUS, NC 28031-0409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157786
Date	Nov 19, 2019
Book Page	34049/489
Instrument	2019157786

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 18, 2019
Property Address	18420 DOVES CREST RD, CORNELIUS, NC 28031-0409
Document Number	0000006469
Book / Page	33234 / 707
Map Reference	MB 61 PG 95
Instrument Date	Jan 17, 2019
Instrument	2019006469
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1819 JOHN F KENNEDY BLVD, 1819, PHILADELPHIA, PA 19103-1733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18420 DOVES CREST RD, CORNELIUS, NC 28031-0409

Mortgage

Document Number	0000006470
Date	Jan 18, 2019
Instrument	2019006470

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,418.00	$955,880 Land $200,000 Building $755,880	$955,880 Land $200,000 Building $755,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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