1842 Joy Dr, Denver, NC 28037 Property Records

Lincoln County property record for 1842 Joy Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,407 sqft · built 2004
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Company Names on Record
Last Sale	$487,000 (Jun 2011)
Tax Bill	$5,649 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4613-13-0890`

Property Details

APN / Parcel Number

Primary APN	`4613-13-0890`
Alternative APNs	`461313130890` `233958` `301933` `78214`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
Basement Area	1,323 sqft
Finished Basement	1,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	22,651 sqft (0.52 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	720 sqft
Loading Dock	320 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	301933
Street Address	1842 JOY DR
City	DENVER
State	NC
Zip	28037-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#4 LOT HOPE SHORES SUB
Legal Subdivision	HOPE SHORES
Legal Lot Number	4
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	71201

Owner

Source: Lincoln County records, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1842 JOY DR, DENVER, NC 28037-8816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Intrafamily Transfer, Transfer
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN ONLINE MORTGAGE
Apr 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2011 · Amount on Record
Deed Sale	Jun 23, 2011 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Document Number	20115648
Deed Book / Page	2255 / 413
Last Transfer Date	Jan 16, 2024
Transfer Doc	0003299796
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Jan 16, 2024
Property Address	1842 JOY DR, DENVER, NC 28037-8816
Document Number	0003299796
Book / Page	3299 / 796
Map Reference	MB 10 PG 471
Instrument Date	Jan 16, 2024
Instrument	676113
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1842 JOY DR, DENVER, NC 28037-8816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1842 JOY DR, DENVER, NC 28037-8816

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1842 JOY DR, DENVER, NC 28037-8816
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1842 JOY DR, DENVER, NC 28037-8816

Mortgage

Document Number	3049568
Date	Jun 8, 2021
Book Page	3049/568
Instrument	632748

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	May 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1842 JOY DR, DENVER, NC 28037-8816
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3036809
Date	Apr 30, 2021
Book Page	3036/809
Instrument	630390

Lender

Name	AMERICAN ONLINE MORTGAGE
Type	Non-Lending Institution
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1842 JOY DR, DENVER, NC 28037-8816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2899191
Date	Apr 16, 2020
Book Page	2899/191
Instrument	607334

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Apr 10, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,649.00 (+0.79%)	$912,143 (-) Land $347,384 Building $564,759	$912,143 (-) Land $347,384 Building $564,759
2023	$5,605.00	$912,143 Land $347,384 Building $564,759	$912,143 Land $347,384 Building $564,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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