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18419 Merseyside Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 18419 Merseyside Loop, Land O Lakes, FL 34638 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,640 sqft · built 2006
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on File
Last Sale$352,500 (Nov 2025)
Tax Bill$6,926 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN21-26-18-0010-00I00-0180

Property Details

APN / Parcel Number

Primary APN21-26-18-0010-00I00-0180
Alternative APN
  • 1014810

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,640 sqft Living Area
Gross Area2,306 sqft
1st Floor Area1,640 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Garage Area380 sqft
DrivewayDriveway
Driveway Area579 sqft
Parking Spaces1 Parking Space
PorchFinished/Screened Porch
Porch Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1014810
Street Address18419 MERSEYSIDE LOOP
CityLAND O LAKES
StateFL
Zip34638-7954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONCORD STATION PHASE 1 UNITS C D E & F PB 55 PG 062 BLOCK I LOT 18
Legal Range18E
Legal Township26S
Legal Section21
Legal SubdivisionCONCORD STATION
Legal Phase1
Legal Tract10
Legal Block1
Legal Lot Number18
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1018
Census Tract31603

Owner

Source: Pasco County records · APN 21-26-18-0010-00I00-0180

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18419 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2025Deed of Trust, Mortgage · Conventional Mortgage
SAN ANTONIO CITIZENS FCU
Dec 08, 2025Deed of Trust, Mortgage · Conventional Mortgage
SAN ANTONIO CITIZENS FCU
Nov 11, 2025Warranty Deed, Transfer · Conventional Mortgage
SAN ANTONIO CITIZENS FCU
Oct 23, 2023Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING
Nov 13, 2018Warranty Deed, Transfer
ROYALTY TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 11, 2025 · Amount on Record
Deed SaleNov 11, 2025 · Amount on Record
Prior SaleOct 23, 2023 · Amount on Record
Deed Document Number2025212902
Deed Book / Page11313 / 2660
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address18419 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10722 CROWNGATE LN, TAMPA, FL 33624-5057

Mortgage

Document Number0113260071
DateDec 04, 2025
Book Page11326/71
Instrument2025226877
Lender
NameSAN ANTONIO CITIZENS FCU
TypeCredit Union
AddressSAN ANTONIO, FL 33576
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address18419 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10722 CROWNGATE LN, TAMPA, FL 33624-5057

Mortgage

Document Number0113273378
DateDec 08, 2025
Book Page11327/3378
Instrument2025228824
Lender
NameSAN ANTONIO CITIZENS FCU
TypeCredit Union
AddressSAN ANTONIO, FL 33576
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateNov 11, 2025
Property Address18419 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954
Document Number0113132660
Book / Page11313 / 2660
Map ReferenceMB 55 PG 62-74
Instrument DateNov 07, 2025
Instrument2025212902
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,467.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11896 THORNCREST DR, SPRING HILL, FL 34610-7927

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18419 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954

Mortgage

Document Number0113132662
DateNov 11, 2025
Instrument11313/2662
Lender
NameSAN ANTONIO CITIZENS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateOct 23, 2023
Property Address18419 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954
Document Number0109051807
Book / Page10905 / 1807
Map ReferenceMB 55 PG 62-74
Instrument DateOct 16, 2023
Instrument2023187448
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyEAGLE TITLE AGENCY LLC, IDEAL TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,681.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 729, SAINT PETERSBURG, FL 33731-0729

Transferred To (Grantee/Buyer)

NameVerified Name
Address4501 WILD PLUM LN, LUTZ, FL 33558-9082

Mortgage

Document Number0109051809
DateOct 23, 2023
Instrument10905/1809
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateNov 13, 2018
Property Address18419 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954
Document Number0098170036
Book / Page009817 / 000036
Instrument DateOct 31, 2018
Instrument191378
Transaction TypeTransfer
Record UpdatedDec 04, 2018
Title CompanyROYALTY TITLE INC

Transaction

AmountAmount Recorded
Tax$1,015.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 13TH AVE NE ST PETERSBURG FL 337011204, ST PETERSBURG, FL 33701-1204

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,926.00 (+23.17%) Homeowner's exemption$291,218 (+45.05%) Land $69,418 Building $221,800$291,218 (+45.05%) Land $69,418 Building $221,800
2023$5,623.00 (+13.46%)$200,774 (+17.5%) Land $38,980 Building $161,794$200,774 (+17.5%) Land $38,980 Building $161,794
2022$4,956.00$170,866 Land $32,540 Building $138,326$170,866 Land $32,540 Building $138,326

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010316031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 115 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies115 in force
104 of 115 on primary residences
Nearby Flood Claims3 (2015–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017, Hurricane Irma
Flood Events
  • Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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