18416 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18416 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2024
Lot Size0.231 acres (10,046 sqft)
Owner2 Individual Names on File
Last Sale$809,000 (Oct 2024)
Tax Bill$12,015 (2025)
Deeds & MortgagesOct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0400A.6130

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400A.6130
Alternative APNs
  • 273046L30400A6130
  • 10616664

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area10,046 sqft (0.231 acres)

Exterior Amenities

Pool TypePool Type
Pool Area275 sqft
PorchPorch
Porch Area746 sqft
Patio Area746 sqft

Location & Zoning

Account Number10616664
Street Address18416 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK A LOT 613
Legal SubdivisionVERDANA VILLAGE
Legal BlockA
Legal Lot Number613
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

18416 Ridgeline Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Lee County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address18416 RIDGELINE DR, ESTERO, FL 33928-9815
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2024 · Amount on File
Deed SaleOct 29, 2024 · Amount on File
Prior SaleMar 6, 2024 · Amount on File
Deed Document Number2024293023
Record UpdatedOct 29, 2026

October 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 29, 2024
Property Address18416 RIDGELINE DR, ESTERO, FL 33928-9815
Document Number0000293023
Map ReferenceDOC 2022000319154
Instrument DateOct 24, 2024
Instrument2024000293023
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,663.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
Address18416 RIDGELINE DR, ESTERO, FL 33928-9815

Mortgage

Document Number0000293024
DateOct 29, 2024
Instrument2024000293024
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 18416 Ridgeline Dr was $12,015.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$662,930 (-13.7%) Land $99,484 Building $563,446$662,930 (-13.7%) Land $99,484 Building $563,446
2025$12,015.00 Homeowner's exemption$768,133 Land $112,364 Building $655,769$768,133 Land $112,364 Building $655,769
2023$2,727.00$99,251 Land $99,251$99,251 Land $99,251

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18416 Ridgeline Dr in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18416 Ridgeline Dr is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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