Mecklenburg County property record for 18410 Train Station Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,340 sqft · built 2007 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Nov 2023) |
| Tax Bill | $3,153 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-352-18 |
| Primary APN | 005-352-18 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Upper Floors Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 6,926 sqft (0.159 acres) |
| Garage Area | 572 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 126 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18410 TRAIN STATION DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | L333 M45-818 |
| Legal Subdivision | CALDWELL STATION PH 02B MAP 01 |
| Legal Block | 2 |
| Legal Lot Number | 333 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 6407 |
Source: Mecklenburg County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18410 TRAIN STATION DR, CORNELIUS, NC 28031-8179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CAROLINAS TELCO FEDERAL CREDIT UNION |
| Nov 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Nov 4, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2023 · Amount on Record |
| Deed Sale | Nov 9, 2023 · Amount on Record |
| Prior Sale | Apr 18, 2007 · Amount on Record |
| Deed Document Number | 2023106731 |
| Deed Book / Page | 38477 / 353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 14, 2026 |
| Property Address | 18410 TRAIN STATION DR, CORNELIUS, NC 28031-8179 |
| Document Number | 0000037694 |
| Book / Page | 40341 / 746 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202637694 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18410 TRAIN STATION DR, CORNELIUS, NC 28031-8179 |
| Document Number | 0000037694, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 40341/746 |
| Instrument | 202637694 |
| Name | CAROLINAS TELCO FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.65% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 9, 2023 |
| Property Address | 18410 TRAIN STATION DR, CORNELIUS, NC 28031-8179 |
| Document Number | 0000106731 |
| Book / Page | 38477 / 353 |
| Map Reference | MB 45 PG 818 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 2023106731 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6867 LAKECREST CT, DENVER, NC 28037-8356 |
| Name | Verified Name |
|---|---|
| Address | 18410 TRAIN STATION DR, CORNELIUS, NC 28031-8179 |
| Document Number | 0000106732 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 2023106732 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18410 TRAIN STATION DR, CORNELIUS, NC 28031-8179 |
| Document Number | 0000153061 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18410 TRAIN STATION DR CORNELIUS NC 280318179, CORNELIUS, NC 28031-8179 |
| Document Number | 0000153061 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 034024/000679 |
| Instrument | 153061 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2049 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $473,100 (+6.58%) Land $100,000 Building $373,100 | $473,100 (+6.58%) Land $100,000 Building $373,100 | |
| 2024 | $3,153.00 (-16.32%) | ||
| 2023 | $3,768.00 | $443,900 Land $100,000 Building $343,900 | $443,900 Land $100,000 Building $343,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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