18410 Palmetto View Dr, Cypress, TX 77433 Property Records

Harris County property record for 18410 Palmetto View Dr, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,360 sqft · built 2022
Lot Size	0.119 acres (5,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,151 (Jun 2025)
Tax Bill	$11,371 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145-028-001-0012`

Property Details

APN / Parcel Number

Primary APN	`145-028-001-0012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	5,189 sqft (0.119 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1450280010012
Street Address	18410 PALMETTO VIEW DR
City	CYPRESS
State	TX
Zip	77433-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 1 BRIDGELAND PARKLAND VILLAGE SEC 45
Legal Subdivision	BRIDGELAND PARKLAND VILLAGE
Legal Block	1
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2044
Census Tract	543004

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18410 PALMETTO VIEW DR, CYPRESS, TX 77433-4194
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CREDIT UNION
Jun 2, 2025	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 16, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HIGHLAND HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	2025210269
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	May 26, 2026
Property Address	18410 PALMETTO VIEW DR, CYPRESS, TX 77433-4194
Document Number	0000204266
Instrument Date	May 18, 2026
Instrument	2026204266
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18410 PALMETTO VIEW DR, CYPRESS, TX 77433-4194

Mortgage

Document Number	0000204266,
Date	May 26, 2026
Instrument	2026204266

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18410 PALMETTO VIEW DR, CYPRESS, TX 77433-4194
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23619 BALZANO CT, KATY, TX 77493-3156

Mortgage

Document Number	0000210270
Date	Jun 2, 2025
Instrument	2025-210270

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	PLANO, TX 75026

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

November 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 16, 2022
Property Address	18410 PALMETTO VIEW DR, CYPRESS, TX 77433-4194
Document Number	0000552150
Map Reference	MF 697133
Instrument Date	Nov 14, 2022
Instrument	2022-552150
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2025
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18410 PALMETTO VIEW DR, CYPRESS, TX 77433-4194

Mortgage

Document Number	0000552151
Date	Nov 16, 2022
Instrument	2022-552151

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,219 (+0.97%) Land $81,338 Building $381,881	$463,219 (+0.97%) Land $81,338 Building $381,881
2025	$11,371.00 (+308.15%) Homeowner's exemption	$458,791 (-2.53%) Land $73,943 Building $384,848	$458,791 (-2.53%) Land $73,943 Building $384,848
2024	$2,786.00 (-13.83%)
2023		$470,693 Land $73,943 Building $396,750	$470,693 Land $73,943 Building $396,750
2022	$3,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 778 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	778 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 489 serves 10,476 people · EPA ID TX1013628
Water Source	Purchased groundwater from HARRIS COUNTY MUD 418
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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