Mecklenburg County property record for 18408 Harbor Light Blvd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 5,813 sqft · built 1996 |
| Lot Size | 0.423 acres (18,426 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,590,000 (Jul 2026) |
| Tax Bill | $19,624 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-322-18 |
| Primary APN | 001-322-18 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,813 sqft Living Area |
| Gross Area | 6,872 sqft |
| 1st Floor Area | 3,148 sqft |
| Upper Floors Area | 1,168 sqft |
| Basement Area | 1,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 18,426 sqft (0.423 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,059 sqft |
| Pool Area | 50 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 69 sqft |
| Deck Area | 760 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18408 HARBOR LIGHT BLVD |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L525 M27-106 |
| Legal Subdivision | PENINSULA |
| Legal Block | 2 |
| Legal Lot Number | 525 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 6219 |
18408 Harbor Light Blvd is owned and occupied by two individuals who bought it in July 2026.
Source: Mecklenburg County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18408 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-7795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on File |
| Deed Sale | Jul 7, 2026 · Amount on File |
| Prior Sale | Aug 1, 1997 · Amount on File |
| Deed Document Number | 202671988 |
| Deed Book / Page | 40553 / 836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 7, 2026 |
| Property Address | 18408 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-7795 |
| Document Number | 0000071988 |
| Book / Page | 40553 / 836 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202671988 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $927,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18408 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-7795 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18408 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-7795 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18408 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-7795 |
| Document Number | 0000011940 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 36994/122 |
| Instrument | 2022011940 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 18408 Harbor Light Blvd was $19,624.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,624.00 | $2,939,300 Land $1,300,000 Building $1,639,300 | $2,939,300 Land $1,300,000 Building $1,639,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18408 Harbor Light Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18408 Harbor Light Blvd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
5G (outdoors only) and 4G LTE
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