18408 E 29th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 18408 E 29th Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,658 sqft · built 1964
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$3,462 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-820-04-22`

Property Details

APN / Parcel Number

Primary APN	`25-820-04-22`
Alternative APNs	`25820042200000001` `772091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	3,464 sqft
1st Floor Area	1,338 sqft
Basement Area	1,522 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	772091
Old Parcel Number	25820042200000001
Street Address	18408 E 29TH TER S
City	INDEPENDENCE
State	MO
Zip	64057-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT GARDENS LOT 16
Legal Range	31
Legal Township	49
Legal Section	17
Legal Subdivision	WALNUT GARDENS
Legal Lot Number	16
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3023
Census Tract	14702

Owner

Source: Jackson County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18408 E 29TH TER S, INDEPENDENCE, MO 64057-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA S COMMUNITY BANK
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025
Deed Sale	Oct 16, 2025
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Document Number	2025E0077341
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18408 E 29TH TER S, INDEPENDENCE, MO 64057-1614
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 S COLONIAL DR, GRAIN VALLEY, MO 64029-9217

Mortgage

Document Number	00E0014012
Date	Feb 28, 2023
Instrument	2023E0014012

Lender

Name	AMERICA S COMMUNITY BANK
Address	BLUE SPRINGS, MO 64015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 17, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 16, 2025
Property Address	18408 E 29TH TER S, INDEPENDENCE, MO 64057-1614
Document Number	00E0077341
Instrument Date	Oct 9, 2025
Instrument	2025E0077341
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18408 E 29TH TER S, INDEPENDENCE, MO 64057-1614

Mortgage

Document Number	00E0077758
Date	Oct 16, 2025
Instrument	2025E0077758

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,465 (-27.85%) Land $6,061 Building $36,404	$223,500 (-27.85%)
2024	$3,462.00 (-13.12%)
2023	$3,985.00	$58,860 Land $5,261 Building $53,599	$309,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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