18408 E 25th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 18408 E 25th Ter S, Independence, MO 64057 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1997
Square Footage1,928 sqft Living Area
Lot Size10,202 sqft (0.234 acres)
GarageAttached, 440 sqft
OccupancyOwner Occupied
Tax Bill$4,080.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-530-13-19
Alternative APNs
  • 25-530-13-19-00-0-00-000
  • 771083

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area1,928 sqft Living Area
1st Floor924 sqft 1st Floor
Basement Area924 sqft Basement
Finished Basement814 sqft Finished
Unfinished Basement110 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCape Cod Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeConcrete Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,202 sqft (0.234 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Exterior Amenities

Deck Area160 sqft Deck
Patio Area100 sqft Patio
PorchOpen Porch
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number771083
Street Address18408 E 25TH TER S
CityINDEPENDENCE
StateMO
Zip64057-1300
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCEDAR OAKS LOT 14
Legal SubdivisionCEDAR OAKS
Legal Block3
Legal Lot Number14
JurisdictionJACKSON MO
Minor Civil DivisionBLUE
Census Blockgroup3
Census Block3001
Census Tract14702

Owner

Source: Jackson County records · APN 25-530-13-19

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18408 E 25TH TER S, INDEPENDENCE, MO 64057-1300
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Oct 24, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Oct 20, 2023Deed, Transfer
Jan 17, 2019Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2023
Deed SaleOct 20, 2023
Prior SaleMar 22, 2012 · Amount on Record
Deed Doc Number202376662
Prior Transfer DateMar 16, 2012
Prior Transfer Doc00E0030288
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18408 E 25TH TER S, INDEPENDENCE, MO 64057-1300
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address18408 E 25TH TER S, INDEPENDENCE, MO 64057-1300

Mortgage

Document Number00E0007872
DateFeb 02, 2026
Instrument2026E0007872
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term347 Months
DueJan 01, 2055

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18408 E 25TH TER S, INDEPENDENCE, MO 64057-1300
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyCONTINENTAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18408 E 25TH TER S, INDEPENDENCE, MO 64057-1300

Mortgage

Document Number00E0077106
DateOct 24, 2023
Instrument2023E0077106
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term301 Months
DueNov 01, 2048

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionJACKSON MO
Recording DateOct 20, 2023
Property Address18408 E 25TH TER S, INDEPENDENCE, MO 64057-1300
Document Number00E0076662
Instrument DateOct 18, 2023
Instrument2023E0076662
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18408 E 25TH TER S, INDEPENDENCE, MO 64057-1300

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18408 E 25TH TER S, INDEPENDENCE, MO 64057-1300
Document Number0000E08312
Instrument DateJan 17, 2019
Transaction TypeMortgage
Record UpdatedMay 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address18408 E 25TH TER S INDEPENDENCE MO 640571300, INDEPENDENCE, MO 64057-1300

Mortgage

Document Number0000E08312
DateFeb 04, 2019
Instrument8312E
Lender
NameBMO HARRIS BK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 03, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$52,012 (-11.69%) Land $7,708 Building $44,304$273,750 (-11.69%)
2024$4,080.00 (+2.33%)
2023$3,987.00$58,900 Land $5,468 Building $53,432$310,000

Flood & Wildfire

18408 E 25th Ter S is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (29095C), updated May 28, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E 25th Ter S

Nearby Streets

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